Foreign Workers Medical Insurance

Instant medical insurance coverage for your foreign employees. Your cost-effective solution to mandatory health insurance.

In January 2008, employers are required by the Ministry of Manpower (MOM) to purchase medical insurance to protect the well-being of their foreign employees. From 1 January 2010, the minimum insurance coverage for foreign employees will be increased from $5,000 to at least $15,000 a year. This is to help employers cushion the impact of large hospital expenses.

NTUC Income’s WorkMedic provides the perfect solution to help you meet this mandatory requirement. This affordable medical insurance plan provides coverage for your foreign employees (Work Permits and S-pass holders) and includes hospitalisation¹ and day surgery. With low premium rates and quick approval process, your foreign employees could be insured in an instant without incurring high financial costs.

Cover your foreign employees at low premiums

WorkMedic is designed to meet the requirement for medical insurance cover set by MOM. Better yet, it provides your foreign employees with 24-hour coverage for medical treatments that may arise from non-work related accidents. With round-theclock coverage, you can be assured that your out-of-pocket expenses are kept to a minimum.

Instant approval and coverage

You can now have instant approval of your application with our easy online application process through your insurance adviser. This means you will be immediately issued with the policy number and cover note, and your foreign employees will be insured instantly within the same hour! You can therefore keep your business on the go and ensure that your foreign employees are covered at the same time.

For insurance advisers, please submit your WorkMedic applications online.

IMPORTANT NOTES

¹ 4-bedded ward in a restructured hospital.
 Where applicable, any benefit payable is subject to deduction for any co-payment by the employers.