Business Insurance

Optional Covers

When you opt for all five basic covers described above with total premiums of $200 or more a year, you'll enjoy a special discount of 30% off the total premiums.

You'll also enjoy the flexibility of opting for additional insurance coverage not included in the 5 basic insurance covers such as:

• Plate Glass Damage: Accidental breakage of fixed glass in windows, doors and frontage of premises, including show cases.
  
  
• Business Interruption: Loss of gross profits as a result of fire or other perils to the insured premises.
  
  
• Personal accidents: 24-hour worldwide coverage for death or permanent total disability to employer/employee by accident.
  
  
• Fidelity Guarantee: Loss suffered as a result of dishonest acts or fraud by employees.