Co-Pay Assist Plan

Co-Pay Assist Plan

A group insurance policy for public officers covered under the Comprehensive Co-payment Scheme (CCS) to lessen their out-of-pocket medical bills expenses.

What it covers

Inpatient hospital treatments

We pay the co-payment rates [1] of up to 7.5% of your eligible medical bills [2] and up to 20% of your dependants’ eligible medical bills [2], incurred at Singapore government/restructured or private hospitals, subject to the ward class admitted to.

Outpatient treatments

We pay the co-payment rates of up to 7.5% of your eligible medical bills [2] and up to 20% of your dependants’ eligible medical bills [2], incurred at Singapore government/restructured or private hospitals for the following: kidney dialysis, chemotherapy and radiotherapy for cancer, and the use of cyclosporin and erythropoietin.

Overseas coverage

We pay the co-payment rate of up to 7.5% of your medical expenses incurred during your overseas job posting.

Features

Enjoy a wide range of exclusive treats which are specially curated for you.

Find out more.

Before you apply

You must be a public officer covered under the CCS.

You will need to make premium payment every year. Your first yearly payment must be paid via cash or cheque. Your subsequent yearly payments will be paid through your company’s payroll deduction. For pensioners who are still eligible for the CCS, you have the option to arrange your annual premium payment to be paid via cash, cheque or GIRO.

Important Notes

Footnotes

 
  1. If the insured person seeks treatment in a ward higher than that stated in the policy schedule, the co-payment rates will be adjusted according to the rates specified in the policy contract.
  2. Eligible medical bills shall mean the medical bill or a portion thereof which is approved for payment by the Policyholder’s employer.

Exclusions

 

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important notes

 

This page is for general information only. You can find the usual terms and conditions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the websites of the General Insurance Association of Singapore (www.gia.org.sg), the Life Insurance Association, Singapore (www.lia.org.sg) or Singapore Deposit Insurance Corporation (www.sdic.org.sg).
 

Information is correct as of 19 April 2017

Frequently asked questions

How to apply

For enquiries about health insurance, please call our hotline:
6332 1133

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