Co-Pay Assist Plan

Co-Pay Assist Plan

A group insurance policy for public officers covered under the Comprehensive Co-payment Scheme (CCS) to lessen their out-of-pocket medical bills expenses.

How Co-Pay Assist Plan eases the financial burden Scenario 1 Scenario 2
Your hospital bill of $4,000 $4,000
Eligible Medical Bills subject to your employer's approval $4,000 $3,600
Under Comprehensive Co-Payment Scheme, you co-pay 15% $600 $540
Our Co-Pay Assist Plan pays for 7.5% of the Eligible Medical Bills $300 $270
Non-claimable amount (exclusions, optional benefits and costs due to upgrading of wards and other medical benefits not covered by your employer) $0 $400
Amount you need to pay: $300 $670
Your dependant's hospital bill of $4,000 $4,000
Eligible Medical Bills subject to your employer's approval $4,000 $3,600
Under Comprehensive Co-Payment Scheme, you co-pay 40% $1,600 $1,440
Our Co-Pay Assist Plan pays for 20% of the Eligible Medical Bills $800 $720
Non-claimable amount (exclusions, optional benefits and costs due to upgrading of wards and other medical benefits not covered by your employer) $0 $400
Amount you need to pay: $800 $1,120

"Eligible Medical Bills" shall mean the medical bill or a portion thereof which is approved for payment by the employer.