Enhanced IncomeShield

Enhanced IncomeShield

A medical insurance plan that covers hospital and surgical expenses and can be paid with your Medisave account.

Enhanced IncomeShield Yearly Premium Rates for insured person who is a Singapore Citizen or Permanent Resident

Age Next Birthday

[1]
MediShield Life Premiums
(Fully payable by MediSave)

[2]
Additional Withdrawal Limits (AWLs) Additional private insurance coverage
Enhanced IncomeShield
Preferred Advantage Basic - SG Basic - PR Enhanced C - SG Enhanced C - PR
Premiums Cash Outlay[3] Premiums Cash Outlay[3] Premiums Cash Outlay[3] Premiums Cash Outlay[3] Premiums Cash Outlay[3] Premiums Cash Outlay[3]
1 to 18 $130 $300 $183 - $69 - $49 - $56 - $24 - $33 -
19 to 20 $130 $234 - $87 - $73 - $78 - $40 - $51 -
21 to 30 $195 $234 - $71 - $57 - $62 - $24 - $35 -
31 to 35 $310 $300 - $104 - $71 - $81 - $37 - $54 -
36 to 40 $310 $300 - $128 - $81 - $99 - $37 - $54 -
41 to 45 $435 $600 $577 - $212 - $123 - $151 - $68 - $101 -
46 to 50 $435 $600 - $224 - $140 - $170 - $70 - $104 -
51 to 55 $630 $816 $216 $343 - $154 - $185 - $89 - $126 -
56 to 60 $630 $863 $263 $379 - $166 - $198 - $93 - $131 -
61 to 65 $755 $1,201 $601 $603 $3 $308 - $367 - $193 - $264 -
66 to 70 $815 $1,697 $1,097 $912 $312 $477 - $578 - $305 - $420 -
71 to 73 $885 $900 $2,447 $1,547 $1,299 $399 $725 - $871 - $465 - $632 -
74 to 75 $975 $3,032 $2,132 $1,544 $644 $859 - $1,031 $131 $561 - $759  
76 to 78 $1,130 $3,614 $2,714 $1,877 $977 $1,026 $126 $1,238 $338 $704 - $958 $58
79 to 80 $1,175 $4,085 $3,185 $2,169 $1,269 $1,162 $262 $1,398
 
$498 $803 - $1,086 $186
81 to 83 $1,250 $4,283 $3,383 $2,242 $1,342 $1,275 $375 $1,508 $608 $987 $87 $1,289 $389
84 to 85 $1,430 $4,774 $3,874 $2,561 $1,661 $1,502 $602 $1,775 $875 $1,060 $160 $1,381 $481
86 to 88 $1,500 $5,343 $4,443 $2,849 $1,949 $1,656 $756 $2,169 $1,269 $1,120 $220 $1,814 $914
89 to 90 $1,500 $5,866 $4,966 $3,152 $2,252 $1,929 $1,029 $2,491 $1,591 $1,205 $305 $1,924 $1,024
91 to 93 $1,530 $6,011 $5,111 $3,487 $2,587 $2,308 $1,408 $2,939 $2,039 $1,307 $407 $2,057 $1,157
94 to 95 $1,530 $6,501 $5,601 $3,878 $2,978 $2,573 $1,673 $3,250 $2,350 $1,523 $623 $2,337 $1,437
96 to 98 $1,530 $6,962 $6,062 $4,249 $3,349 $2,836 $1,936 $3,560 $2,660 $1,726 $826 $2,602 $1,702
99 to 100 $1,530 $7,402 $6,502 $4,609 $3,709 $3,108 $2,208 $3,881 $2,981 $1,866 $966 $2,783 $1,883
Over 100 $1,530 $7,821 $6,921 $4,985 $4,085 $3,395 $2,495 $4,221 $3,321 $2,066 $1,166 $3,043 $2,143
Important Notes

SG: Singapore Citizen PR: Singapore Permanent Resident

  1. The last entry age is 75, based on the insured’s age next birthday, when cover starts.
  2. Your MediShield Life premiums may differ depending on your premium subsidies, premium rebates and whether you need to pay for the Additional  Premiums. The net MediShield Life premium payable after accounting for these is fully payable by Medisave.
  3. This refers to the cash outlay if you are paying by Medisave (assuming you have sufficient monies in your Medisave account). If you are not paying by Medisave, your total cash outlay will be equal to MediShield Life Premiums + Premiums for Additional private insurance coverage. For example, for an insured aged 30 (at next birthday) buying Enhanced IncomeShield Preferred plan, the total premium = $195 + $234 = $429.

Premium rates are inclusive of 7% GST. The above premium rates apply to policies starting from 1 March 2017. You can pay premiums for the main plan by Medisave, cash, cheque or GIRO. Yearly premiums are based on the insured’s age at next birthday, and will increase when the insured reaches the next age band. Premium rates are non-guaranteed and may be reviewed from time to time.

Information is correct as of 21 July 2017