Enhanced Home Insurance

Enhanced Home Insurance

Protect your home contents, renovations and building against unforeseen events such as fire, theft or flood damages.

List of Insured Events

  1. Fire, lightning or explosion.
  2. Being hit by a road vehicle, train, animal, flying object or aircraft which you or your family members do not own or control.
  3. Actual or attempted theft, as long as force and violence are used to get into or out of the premises. You must not leave the premises unoccupied.
  4. Bursting or overflowing of domestic water tanks, apparatus or pipes in your premises (but not damage to water tanks, apparatus and pipes, and expenses for tracing the source of the leak). The premises must not be left unoccupied.
  5. Hurricane, cyclone, typhoon, windstorm, earthquake or volcanic eruption.
  6. Flood caused by water overflowing or escaping from its normal channels. This includes flood caused by the sea, windstorm, bursting or overflowing of public water mains or any other flow or build-up of water coming from outside the building structures.
  7. Riot, strike or malicious acts.