Health Insurance

Plus Rider

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Payment Alteration Upgrade Plan/Add Riders (Incomeshield) Policy Alteration	Upgrade Plan/Add Riders (Enhanced Incomeshield) Claim Form

The Plus Rider has been withdrawn for new policies as of 16 November 2007

Flexibility to retain your existing Plus Rider

Existing policyholders may choose to continue with the Plus Rider, but will be subjected to the revised premium rates shown below.

Plus Rider Annual Premium Rates (Incomeshield)

Age Next Birthday	Plan P	Plan A	Plan B	Plan C
< 31	113	109	73	54
31-40	122	118	80	57
41-50	212	205	137	97
51-60	262	254	170	122
61-65	357	344	232	163
66-70	461	446	299	212
71-73	643	557	373	266
74-75	756	656	439	313
76-78*	904	784	527	401
79-80*	1,052	912	614	491
81-83*	1,170	1,014	684	566
84-85*	1,290	1,118	753	641
86-88*	1,408	1,220	823	716
89-90*	1,528	1,324	893	790
91-93*	1,648	1,428	962	865
94-95*	1,766	1,530	1,032	938
96-98*	1,885	1,634	1,102	1,014
99-100*	2,003	1,737	1,170	1,087
> 100*	2,076	1,799	1,213	1,132

Plus Rider Annual Premium Rates (Enhanced Incomeshield)

Age Next Birthday	Preferred	Advantage	Basic
< 31	173	147	96
31-40	187	159	105
41-50	325	276	180
51-60	401	341	224
61-65	546	464	304
66-70	706	600	393
71-73	985	750	490
74-75	1,158	883	577
76-78*	1,385	1,056	693
79-80*	1,611	1,228	808
81-83*	1,792	1,366	900
84-85*	1,976	1,506	990
86-88*	2,157	1,644	1,082
89-90*	2,340	1,783	1,174
91-93*	2,524	1,923	1,264
94-95*	2,705	2,061	1,356
96-98*	2,888	2,201	1,448
99-100*	3,069	2,339	1,538
> 100*	3,180	2,423	1,595

* For renewal only. The last entry age is at 75.

Premium includes 7% GST. The above annual premium rates are applicable to policies effective 1 January 2008 onwards; rates are non-guaranteed and may be reviewed from time to time.

All rider rates are applicable to all nationalities and premiums are payable by cash/cheque/GIRO. The plan selected for rider must be the same as the Incomeshield or Enhanced Incomeshield Plan. The Plus Rider revised premium rates are applicable to existing policyholders with Plus Rider renewals from 1 January 2008 onwards.

This is only product information provided by us. You should seek advice from a qualified adviser if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.