Student Sports Injury Plan

Student Sports Injury Plan

A group personal accident plan that primary schools, secondary schools and junior colleges can purchase for their students in approved co-curricular activities (CCA).

What it covers

Medical expenses incurred due to accidents

We pay up to $2,225 [1] for outpatient treatments and up to $25,000 [1] for inpatient treatments per accident per insured person, provided the medical expenses are incurred within one year from the date of accident.

Physiotherapy treatment after accidents

We reimburse up to the maximum benefit limit for the cost for physiotherapy visits to specialist outpatient clinics at Singapore restructured hospitals and Singapore Sports Council.

Protection against bee/wasp/hornet stings

We reimburse up to the maximum benefit limit for medical expenses incurred for treatment of injuries due to bee/wasp/hornet stings while taking part in supervised CCA.

Compensation information

Features

Be assured of protection throughout the day and anywhere in the world.

This plan provides coverage for TCM treatments.

You can choose from two plans to protect your students. All CCA teams in the school can only be covered under the same plan, i.e. Plan 1 or Plan 2.

Before you apply

Students must be between 6 and 25 years old (age last birthday), must be registered as full-time students with your school and take part in an approved CCA. In addition, SSIP must be taken up on a compulsory basis for all full-time students of the CCA team(s) that your school chooses to cover.

The maximum compensation limit for inpatient benefits for any one accident is $25,000 per insured person under Plan 1 and $10,000 per insured person under Plan 2.

The maximum total compensation for any one accident is $40 million, no matter how many insured persons claim under this policy for that accident.

If this policy is taken as a rider to the Student Protection Plan (SPP), the maximum combined total compensation for one accident is $40 million under the SPP and this policy, no matter how many insured persons claim under this policy for that accident.

The insured person must pay the deductible before receiving any benefit.

Important Notes

Footnotes

 
  1. The limits stated are applicable for Plan 1. For Plan 2, we pay up to $1,225 for outpatient treatments and up to $10,000 for inpatient treatments per accident per insured person.

Exclusions

 

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important notes

 

This is for general information only. You can find the usual terms and conditions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the websites of the General Insurance Association of Singapore (www.gia.org.sg), the Life Insurance Association, Singapore (www.lia.org.sg) or Singapore Deposit Insurance Corporation (www.sdic.org.sg).

 

Information is correct as of 21 July 2017

Downloads & forms

How to apply

For enquiries about Student Sports Injury Plan, please call our hotline:
6788 1133

Speak to your Income adviser, or use our online matching tool to find an adviser who’s right for you.

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