Term coverage for death, terminal illness and total and permanent disability (TPD before age 65). Available only at Income branches and online.
We pay the sum assured in the event of death, terminal illness or total and permanent disability (TPD before age 65).
We pay the sum assured of this rider if the insured is diagnosed with dread disease .
Policy can be renewed up to a maximum coverage age of 84 (age last birthday).
This is a Direct Purchase Insurance product, with no financial advice provided. To purchase this plan, you can apply online or visit any Income branch. The product is not available for sale through all other distribution channels of Income.
The minimum and maximum sum assured are $50,000 and $400,000  respectively.
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
This page is for general information only. You can find the usual terms and conditions of in the policy conditions for DIRECT Term Life (renewable) and DIRECT Term Life (non-renewable). All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. This plan does not have any cash value.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the shceme as well as the limits of coverage, where applicable, please contact Income or visit the websites of the General Insurance Association of Singapore (www.gia.org.sg), the Life Insurance Association, Singapore (www.lia.org.sg) or Singapore Deposit Insurance Corporation ( www.sdic.org.sg).
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