SpecialCare (Autism) Insurance

SpecialCare (Autism) Insurance

Coverage for medical expenses due to accident and infectious diseases for children with autism.

What it covers

Medical expenses due to accident or infectious diseases

We cover medical expenses incurred due to accident or infectious diseases [1], with an additional daily hospital income benefit of up to $75 [2] for each day of hospitalisation due to injury caused by an accident.

Recovery expenses

We pay up to $2,000 [3] in each policy year for your child’s physiotherapy or psychiatric therapy expenses and up to $1,000 [4] in each policy year for mobility aids in the event of an accident.

Personal liability

We cover your child against personal liability up to $5,000 in each policy year, in the event your child accidentally injures someone or damages someone’s property while in Singapore.

Accidental death and permanent disability of policyholder

In the event of policyholder’s death or permanent disability due to an accident, we will pay up to $60,000 [5] to help relieve the financial load for the family.

Full coverage information

Features

We provide 24-hour global protection [6] against injuries due to accident and 17 infectious diseases [7].

List of infectious diseases covered

We waive the amount of the premiums [8] for the next 5 years so that your child remains insured, in the event of the policyholder’s death due to an accident.

Before you apply

You must:

  • Be a Singapore citizen or Singapore permanent resident
  • Live in Singapore or travel outside of Singapore for no more than 90 days during each policy year
  • Be the insured person’s parent or legal guardian

The insured person must:

  • Have Autism Spectrum Disorder
  • Be a Singapore citizen or Singapore permanent resident
  • Live in Singapore
  • Be between 15 days to 30 years old

You can make your premium payments yearly.

Entry age Yearly premium
Plan 1 Plan 2
Age 15 days to 30 years old $198.00 $352.00

Premium rate is inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.

Important Notes

Footnotes

 
  1. We will pay up to the limit shown in the table of coverage or up to 90 days from the date of diagnosis of the infectious disease, whichever comes first.
  2. This benefit limit is applicable under Plan 2, and we will pay up to 60 days for each accident.
  3. This benefit limit is applicable under Plan 2. We will pay for physiotherapy or psychiatric therapy expenses up to $200 per visit for each accident.
  4. This benefit limit is applicable for cost of rental or purchase of mobility aids under Plan 2.
  5. This benefit limit is applicable under Plan 2. It is subject to the scale of compensation as shown in the policy contract. The benefit only applies to policyholders who are not the insured person, and not above 75 years old at the start date of the policy.
  6. You and the insured will be covered while in Singapore and while outside of Singapore for no more than 90 days during each policy year.
  7. Please refer to the policy contract for the list of 17 infectious diseases. We do not cover any infectious disease which has been announced as:
    (a) an epidemic by the health authority in Singapore or the Government of the Republic of Singapore; or
    (b) a pandemic by the World Health Organization (WHO), from the date of such announcement until the epidemic or pandemic ends.
  8. Premium will be waived for five years starting from the next policy year, provided that we accept the renewal of the policy. This benefit only applies to policyholders who are not the insured person, and not above 75 years old at the start date of the policy.

Exclusions

 

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important notes

 

This page is for general information only. You can find the usual terms and conditions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the websites of the General Insurance Association of Singapore (www.gia.org.sg), the Life Insurance Association, Singapore (www.lia.org.sg) or Singapore Deposit Insurance Corporation (www.sdic.org.sg).

 

Information is correct as of 05 January 2017

Frequently asked questions

How to apply

For enquiries about SpecialCare (Autism) insurance , please call our hotline:
6786 1788

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