SpecialCare (Down Syndrome) Insurance

SpecialCare (Down Syndrome) Insurance

Coverage for medical expenses due to accident and infectious diseases for individuals with Down syndrome.

Coverage for SpecialCare (Down Syndrome) Insurance

Benefits Maximum benefit limits
Plan 1 Plan 2
For the policyholder
Accidental death and permanent disability of policyholder Up to $30,000 in each insured person’s lifetime Up to $60,000 in each insured person’s lifetime
Waiver of premium due to accidental death of policyholder Amount of premium, up to five years in each insured person’s lifetime
For the insured person
Final expenses $5,000 in each insured person’s lifetime
Permanent disability of insured person Up to $30,000 each policy year Up to $60,000 each policy year
Outpatient expenses due to accident Up to $200 for each accident, maximum $2,000 each policy year Up to $300 for each accident, maximum $3,000 each policy year
Hospitalisation expenses due to accident Up to $1,200 for each accident, maximum $5,000 each policy year Up to $2,500 for each accident, maximum $7,500 each policy year
Medical expenses due to infectious disease Up to $1,000 each incident Up to $2,000 each incident
Daily hospital income $50 each day, up to 60 days for each accident $75 each day, up to 60 days for each accident
Ambulance fee Up to $100 for each accident, maximum $500 each policy year
Mobility aids Up to $500 each policy year Up to $1,000 each policy year
Physiotherapy and psychiatric therapy Up to $100 per visit for each accident, maximum $1,000 each policy year Up to $200 per visit for each accident, maximum $2,000 each policy year
Personal liability Up to $5,000 each policy year
Additional benefits if the insured person suffers from 50% or more permanent disability (Based on the scale of compensation)
Modifying your home Up to $3,000 in each insured person’s lifetime Up to $6,000 in each insured person’s lifetime
Training your caregiver As charged (once for each accident)
Lifetime limit Up to $100,000 in each insured person’s lifetime Up to $150,000 in each insured person’s lifetime