Table of Benefits

Benefits Section		DELUXE PLAN		CLASSIC PLAN
		Maximum Benefit (S$)		Maximum Benefit (S$)
		Individual	Group (per Insured)	Individual	Group (per Insured)
1(A)	Personal Accident	Sum Insured 200,000		Sum Insured 150,000
	a. For Adult below 70 years old
	b. For Adult 70 years old and above	Not Covered		Sum Insured 50,000
	c. For Child below 21 years old	Not Covered	Sum Insured 50,000	Sum Insured 25,000
Scale of Compensation % of Sum Insured (a) Death 100% (b) Loss of two or more limbs 100% (c) Loss of all sight in both eyes 100% (d) Loss of all sight in one eye and loss of one limb 100% (e) Loss of all sight in one eye 50% (f) Loss of one limb 50% (g) Permanent Total Disability 100% Loss means permanent, total irrecoverable loss. Loss of use of limb(s) shall be treated as loss of limb(s). The total compensation payable for Benefit (a) to (g) above shall not exceed the Sum Insured.
1(B)	Public Conveyance Double Cover
	a. For Adult below 70 years old	Sum Insured 400,000		Not Covered
	b. For Adult 70 years old and above	Not Covered		Not Covered
	c. For Child below 21 years old	Not Covered	Sum Insured 100,000	Not Covered
2.	Medical Expenses incurred Overseas
	a. For Adult below 70 years old	500,000		250,000
	b. For Adult 70 years old and above	Not Covered		75,000
	c. For Child below 21 years old	Not Covered	200,000	150,000
3.	Medical Expenses incurred in Singapore
	a. For Adult below 70 years old	25,000		12,500
	b. For Adult 70 years old and above	Not Covered		1,000
	c. For Child below 21 years old	Not Covered	10,000	10,000
4.	Treatment by Chinese Physician or Chiropractor	300
5.	Additional Accommodation & Travel Expenses	10,000		5,000
6.	Hospital Visitation & Compassionate Visit	10,000		5,000
7.	Overseas Hospital Income	10,000 (200 per day)		5,000 (100 per day)
8.	Emergency Medical Evacuation Expenses	Unlimited		500,000
9.	Repatriation Expenses	Unlimited		50,000
10.	Kidnap & Hostage Benefit	5,000 (200 per 24 hrs)		3,000 (100 per 24 hrs)
11.	Trip Cancellation	10,000		5,000
12.	Trip Cancellation Due to Insolvency	3,000		2,000
13.	Trip Curtailment including Aircraft Hijacking & Natural Disasters	10,000		5,000
14.	Overbooked Flight/Cruise	200		100
15.	Flight Misconnection	200		100
16.	Travel Delay (Excess: 6 hrs)	1,000 (100 for each 6 consecutive hours delay whilst Overseas or in Singapore)
17.	Flight Diversion (Excess: 6 hrs)	500 (100 for each 6 hrs delay)
18.	Baggage Delay (Excess: 6 hrs)	1,000 (200 for each 6 consecutive hours delay whilst Overseas or in Singapore)
19.	Loss or Damage or Theft of Baggage & Personal Effects	5,000 (Max. 500 for any one article or pair or set of articles or any 1 collection except for Laptop is max. 1,000)		3,000 (Max. 500 for any one article or pair or set of articles or any 1 collection except for Laptop is max. 1,000)
20.	Travel Documents	5,000		3,000
21.	Loss of Money	250
22.	Emergency Phone Charges	150		100
23.	Home Contents Cover	5,000 (Max. 500 for any one article or pair or set of articles or any 1 collection		3,000 (Max. 500 for any one article or pair or set of articles or any 1 collection
24.	Rental Vehicle Excess	500
25.	Personal Liability	1,000,000		500,000
26.	Full Terrorism Cover	(In aggregate for the above Sections 1 to 25)
	a. For Adult below 70 years old	200,000		150,000
	b. For Adult 70 years old and above	Not Covered		50,000
	c. For Child below 21 years old	Not Covered	50,000	25,000

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