Asean refers to Brunei, Cambodia, Indonesia, Laos, Malaysia,
Myanmar, Philippines, Thailand and Vietnam.
ASIA refers to Australia, China [excludes Mongolia and Tibet],
Hong Kong, India, Japan, Korea, Macau, New Zealand, Sri Lanka, Taiwan and all
the countries listed under ASEAN
WORLDWIDE refers to the rest of the World including all
the countries listed under ASEAN and ASIA
Child shall mean a person age from 30 days to below 21 years
Child's rate
will only apply if the child is accompanied by an adult under the same group
policy
2. Minimum Premium
Minimum Premium
Per Policy
Deluxe Plan
Classic Plan
Individual
Group
Individual
Group
Asean
$28.00
$56.00
$21.00
$42.00
Asia
$36.00
$72.00
$27.00
$54.00
Worldwide
$50.00
$100.00
$35.00
$70.00
3. Annual Premium (per insured person)
Deluxe Plan
Classic Plan
Individual
$320 per person
$260 per person
Child
$80 per child
$65 per child
* Child's rate will only apply with accompanying adult under group policy.
4. Group Discounts
Group Size
Discount (%)
3 pax
10
4 to 20 pax
15
21 to 50 pax
20
Above 50 pax
30
5. Extensions
The following activities/risks can be covered by payment of an additional
premium :
Activities
Additional Premium
Mountaineering (East and West Malaysia)
Underwater activity involving the use of breathing apparatus
Motorcycling
50% loading 25% loading 25% loading
6. Cancellation
Full premium refund less $15 for administration charges prior to the commencement of the insurance coverage.
No refund will be made upon commencement of the insurance.
Premium rates are non-guaranteed and may be reviewed from time to time.