Plus! Promotion

Plus! Promotion

LinkPoints Rewards


Terms and Conditions
1. Promotion is valid from 1 January 2017 to 31 December 2017, inclusive of both dates (“Promotion Period 1”) for the Qualifying policies in Table 1. Promotion is valid from 15 February 2017 to 31 December 2017, inclusive of both dates (“Promotion Period 2”) for the Qualifying policies in Table 2.

2. Qualifying policies for this promotion are Income’s general insurance policies shown in Table 1 and 2 (hereinafter referred to as “Policy”).

3. Promotion is applicable to individual policyholders who purchase or renew any of the Policies stated in Table 1 and 2.

4. The application form must be submitted during the respective promotion periods. The Policy must be issued and the first premium must be paid and received by Income in full by 15 January 2018.

5. LinkPoints awarded for this promotion is based on the net premium payable after discount and it includes the Goods and Services Tax (GST).

6. LinkPoints awarded for this promotion are based on the two tables below:

Table 1
Type of Policy Income Policyholder is a  NTUC Plus! Member Income Policyholder is a Plus! Member
Drivo Car Insurance

Motorcycle Insurance
Every $5 premium paid = 1 LinkPoint Every $10 premium paid = 1 LinkPoint
Travel Insurance

TravelBliss

Enhanced Home Insurance

Foreign Maid Insurance

Overseas Study Protection Plan

Golfer’s Insurance
Every $1 premium paid = 1 LinkPoint Every $2 premium paid = 1 LinkPoint
 
Table 2
Type of Policy Income Policyholder is a  NTUC Plus! Member Income Policyholder is a Plus! Member
FlexiMileage Car Insurance Scheme

Drive Master Car Insurance Scheme
Every $1 premium paid = 1 LinkPoint Every $10 premium paid = 1 LinkPoint

7. LinkPoints awarded are pro-rated according to the amount of premium paid, for example, premium payment of $1,234.00 for a Motor Policy (Drivo Car Insurance or Motorcycle Insurance) would entitle the policyholder to be awarded with 246.8 LinkPoints if he is a NTUC Plus! Member or 123.4 LinkPoints if he is a Plus! Member.

8. NTUC Plus! member means holders of “U”, “Uplus”, “NTUC Plus!”, “NTUC Plus! VISA” Card(s). 

9. Plus! member means holders of “Plus!”, “Plus! Visa” Card(s). 

10. Policyholder must have a LinkPoints account registered under the same NRIC/FIN/Passport Number. 

11. Policyholder’s LinkPoints account must be active at point of LinkPoints issuance. 

12. LinkPoints will be credited to policyholder's LinkPoints account within 6 to 8 weeks from the date the premium amount is received by Income in full. 

13. LinkPoints are not exchangeable for cash or in kind and are non-transferable. 

14. Redemption and usage of LinkPoints are subject to the “Terms and Conditions” stipulated by NTUC Link Pte Ltd. Details are available at www.plus.com.sg

15. LinkPoints are awarded on the condition that any policy issued during the promotion period is not terminated, cancelled or voided for any reason, otherwise the policyholder will have to reimburse an amount equal to the value of the LinkPoints to Income. 

16. If the Policy is cancelled prior to the commencement date, all LinkPoints issued will be clawed back in full. 

17. Income reserves the right to replace the issuance of LinkPoints with an item of similar value at its discretion without prior notice to policyholder. 

18. Under no circumstances shall Income be liable to policyholder or any party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses (including any special or consequential damages or losses) in connection with, related to or resulting from the use of LinkPoints. 

19. Income reserves the right to change the Terms and Conditions of this promotion without prior notice to policyholder. 
 
IMPORTANT NOTES
The precise terms, conditions and exclusions under these plans are specified in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if these plans are suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.
 
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
 
Information is correct as of 15 January 2017