A flexible single premium investment plan that lets you start with just $5,000 of your CPF savings.

What it covers

Death and total and permanent disability

We pay the basic benefit or cash-in value, whichever is higher, in the event of death or total and permanent disability (TPD before age 70).


You can start your investment plan with a minimum sum of $5,000.

You have the freedom to change the amount you want to save each time, to top-up your investment with a lump sum [1] or to withdraw [2] some of your investment, as often as you wish. You will not be charged for the first two fund switches you make in a year [3].

You can choose from an extensive range of funds to suit your needs, including our unique Aim Series funds. You can choose to invest in up to maximum 2 funds per policy.

Enjoy a wide range of exclusive treats which are specially curated for you.

Find out more.

Before you apply

The entry age is from 0 to 74 years old (last birthday).

You need to make a one-time single premium payment.

Important Notes


  1. The minimum top-up premium is $1,000 per top-up. For each top-up premium payment, we will allocate extra 0.5% as bonus units. The top-up premium will be taken into account for the computation of insurance coverage.
  2. You can make partial withdrawal from your funds at any time provided that the net premium invested is at least $5,000. Partial withdrawals have the effect of reducing the basic benefit and fund value of the policy.
  3. Each policy is entitled to two free switches for each year. A fee at the higher of 1% of the transaction value or $30 is chargeable for all subsequent switches within the same calendar year.

Important notes


This information is not to be construed as an offer or solicitation for the subscription, purchase or sale of any investment-linked plan (ILP) fund. The information and descriptions contained in this material are provided solely for general informational purposes and do not constitute any financial advice. It does not have regard to the specific investment objectives, financial situation and particular needs of any persons.
Investments are subject to investment risks including the possible loss of the principal amount invested. Past performance, as well as the prediction, projection or forecast on the economy, securities markets or the economic trends of the markets are not necessarily indicative of the future or likely performance of the ILP fund. The performance of the ILP fund is not guaranteed and the value of the units in the ILP fund and the income accruing to the units, if any, may fall or rise. A product summary and product highlights sheet(s) relating to the ILP fund are available and can be obtained from your insurance adviser. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP fund.
This is for general information only. You can find the usual terms and conditions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. Buying a life insurance plan is a long-term commitment on your part. If you cancel your plan prematurely, the cash value you receive can be substantially less than the premiums you have paid for the plan.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the websites of the General Insurance Association of Singapore (www.gia.org.sg), the Life Insurance Association, Singapore (www.lia.org.sg) or Singapore Deposit Insurance Corporation (www.sdic.org.sg).


Information is correct as of 19 April 2017

Frequently asked questions

How to apply

For enquiries about savings and investment products, please call our hotline:
6788 1122

Speak to your Income adviser, or use our online matching tool to find an adviser who’s right for you.

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