Limited Pay RevoSave

Limited Pay RevoSave

A savings plan with a wide selection of policy terms and premium payment terms that allows you to save and enjoy guaranteed yearly cash benefits after 2 years while protecting you.

What it covers

Guaranteed yearly cash benefits

You will start to receive 5% of the sum assured as your guaranteed yearly cash benefit [1] after 2 years. You can choose to spend it as you wish or accumulate it with us at an interest rate of up to 3.5% p.a. [2]

Death and total and permanent disability
We pay the 105% of all net premiums paid and 100% bonuses [4] in the event of death or total and permanent disability (TPD before age 70).
Accidental death and accidental total and permanent disability
Receive an additional 100% of the sum assured if death or total and permanent disability before age 70, is due to an accident. If the accident happened during a restricted activity, this benefit will be reduced to 60% of the sum assured.


You have the flexibility to choose your policy term and premium payment term, depending on your lifestyle and financial ability.
Desired premium payment term (years) Choice of policy term (years)
5 10, 15, 20, 25
10 15, 20 ,25
15 20, 25

Your policy will be accepted regardless of your health condition. 

Your capital is guaranteed upon maturity[3].
This policy will share in the profits and losses of the Life Participating Fund[4]. 
Enjoy a wide range of exclusive treats which are specially curated for you. 

Find out more.

Enhance your plan

Cancer Premium Waiver (GIO)

We waive future premium payments in the event of the diagnosis of a major cancer [5] during the term of the rider.

Before you apply

Premium Payment Term and Policy Term (Years) Entry Age (LB)
5-Pay-10 0 to 75
All other combinations of
Premium payment term and Policy term
0 to 85 less policy term
You can make your payments monthly, quarterly, half-yearly or yearly.
Important Notes


  1. You will start to receive 5% of your sum assured as your yearly cash benefit starting from the end of the 2nd policy year if you have paid the premiums for at least 2 years. You will continue to receive your cash benefit at subsequent policy years if the insured is still alive and your policy has not been converted to paid-up or ended.
  2. Interest rate of 3.5% per annum is not guaranteed. Prevailing interest rate at the point of deposit will be determined by Income.
  3. Capital guarantee is on the condition that the policy is held until the maturity date with no policy alterations or claims made during the entire policy term. You can get back at least all the premiums you have paid on the basic plan in the form of guaranteed cash benefits and guaranteed maturity benefit.
  4. Bonus rates are not guaranteed and will vary according to the future performance of the Life Participating Fund.
  5. This is applicable only after one year from the cover start date. Cover start date refers to the date we issue the rider, include or increase any benefit, or reinstate the rider (whichever is latest). However, if the insured is diagnosed with any one of the major cancers within one year from the cover start date, we will end this rider and refund 100% of the premiums paid on this rider. You will then have to continue paying premiums for your policy. A survival period of 30 days will apply from the date of the diagnosis. You can find the full list of our specified major cancers and their definitions in your policy contract.



There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important notes


This is for general information only. You can find the usual terms and conditions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. Buying a life insurance plan is a long-term commitment on your part. If you cancel your plan prematurely, the cash value you receive can be substantially less than the premiums you have paid for the plan.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the websites of the General Insurance Association of Singapore (, the Life Insurance Association, Singapore ( or Singapore Deposit Insurance Corporation (


Information is correct as of 29 August 2017

Frequently asked questions

How to apply

For enquiries about savings and investment products, please call our hotline:
6788 5515

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