RevoSecure

RevoSecure

A flexible savings plan with a range of policy terms and premium payment terms to choose from depending on your financial needs.

What it covers

Death and total and permanent disability

We pay 105% of all net premiums paid and 100% bonuses [1] or cash value, whichever is higher, in the event of death or total and permanent disability (TPD before age 70).

Accidental death and total and permanent disability

Receive an additional 100% of the sum assured  if death or total and permanent disability (TPD before age 70) is due to an accident. If the accident happened during a restricted activity, this benefit will be reduced to 60% of the sum assured.

Features

You can choose your desired premium payment term of 5, 10 or 15 years. You can then choose your policy term based on your premium payment term selected. 

Premium payment term Policy term
5 years  10 to 25 years
10 years 15 to 25 years
15 years 20 to 25 years

Your policy will be accepted regardless of your health condition.

Your capital is guaranteed [2] upon maturity.

This policy will share in the profits and losses of the Life Participating Fund [1].

Enhance your coverage

Cancer Premium Waiver (GIO)

We waive future premium payments in the event of the diagnosis of a major cancer[3] during the term of the rider.

 

Before you apply

The minimum entry age for the insured is 0 years old (last birthday).

The maximum entry age for the insured depends on the policy term chosen, and the insured must not be more than 80 years old when the policy ends. 
For example, the maximum entry age for the insured for a 25 years policy term is 55 years old (80 – 25 years). The maximum entry age for the insured for a 10 years policy term is 70 years old (80 – 70 years).

 

You can make your payments monthly, quarterly, half-yearly, or yearly.

Important Notes

Footnotes

 
  1. Bonus rates are not guaranteed and will vary according to the future performance of the Life Participating Fund.
  2. Capital guarantee applies on the condition that all premiums are paid, and that the policy is held until the maturity date with no policy alterations or claims made during the entire policy term.
  3. This is applicable only after one year from the cover start date. Cover start date refers to the date we issue the rider, include or increase any benefit, or reinstate the rider (whichever is latest). However, if the insured is diagnosed with any one of the major cancers within one year from the cover start date, we will end this rider and refund 100% of the premiums paid on this rider. You will then have to continue paying premiums for your RevoSecure policy. The insured must survive for at least 30 days from the date of diagnosis before we pay this benefit. You can find the full list of our specified major cancers and their definitions in your policy contract. 

Exclusions

 

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important notes

 

This is for general information only. You can find the usual terms and conditions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. Buying a life insurance plan is a long-term commitment on your part. If you cancel your plan prematurely, the cash value you receive can be substantially less than the premiums you have paid for the plan.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact , please contact Income or visit the websites of the General Insurance Association of Singapore (www.gia.org.sg), the Life Insurance Association, Singapore (www.lia.org.sg) or Singapore Deposit Insurance Corporation (www.sdic.org.sg).

 

Information is correct as of 10 January 2017

Frequently asked questions

How to apply

For enquiries about savings and investment products, please call our hotline:
6788 1122

Speak to your Income adviser, or use our online matching tool to find an adviser who’s right for you.

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