Guaranteed Life Annuity

Guaranteed Life Annuity

A single premium savings plan that gives you guaranteed income during your retirement years.

What it covers

Lifetime income after retirement

You will receive guaranteed lifetime income after you retire. You can choose to receive it on a monthly, quarterly, half-yearly or yearly basis.

Death benefit

We will pay the benefit in the event of death according to the death benefit table for the respective plan type.


You can choose to use cash or Supplementary Retirement Scheme (SRS) funds to purchase your annuity plan.

You can get a higher annuity payout with the bonuses [1] given with this plan.

This policy will share in the profits and losses of the Life Participating Fund [1].

Enjoy a wide range of exclusive treats which are specially curated for you.

Find out more.

Before you apply

The entry age is from 40 to 85 years old (last birthday).

You can only make your payment in a single premium.

Important Notes


  1. Bonus rates are not guaranteed and will vary according to the future performance of the Life Participating Fund.



There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important Notes


This page is for general information only. You can find the usual terms and conditions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. Buying a life insurance plan is a long-term commitment on your part. If you cancel your plan prematurely, the cash value you receive can be substantially less than the premiums you have paid for the plan.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the websites of the General Insurance Association of Singapore (, the Life Insurance Association, Singapore ( or Singapore Deposit Insurance Corporation (


Information is correct as of 19 April 2017

Frequently asked questions

How to apply

For enquiries about savings and investment products, please call our hotline:
6788 1122

Speak to your Income adviser, or use our online matching tool to find an adviser who’s right for you.

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