Here’s what you can expect with our Commercial Insurance.

Here's a closer look at the coverage you can get.

Marine

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We cover physical loss and/or damage to the craft, and/or legal liability to third parties for loss of life, personal injury or damage to property arising out of the use of the craft.

We cover cargo/goods in transit, including incidental storage in the course of transit, from one location to another. The mode of transportation can be by air (including parcel post and courier), sea and land.

Property

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We cover your property against loss or damage due to fire, lightning and other perils such as riot and strike, malicious damage, explosion, aircraft damage, impact damage, bursting and overflowing of water pipes, flood, earthquake, volcanic eruption, hurricane, cyclone, typhoon and windstorm. 

We cover your loss of profit or revenue, wages and/or increase in cost of working incurred following damage to your property by an insured event.

We cover accidental breakage to your plate glass on your premises, including showcases.

We cover loss or damage to your property caused by burglars and/or attempted burglary at your premises.

We cover loss of money whilst in transit within Singapore and/or whilst in locked receptacles on your premises.

We provide comprehensive protection at an affordable premium for registered National Environment Agency (“NEA”) hawker license holder(s).

Liability

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We provide statutory cover for you as an employer to insure your employees against accidental bodily injury, occupational disease or death arising out of and in the course of employment. This policy also covers your legal liability under common law for accidents at the workplace due to negligence as an employer.

We cover your legal liability to pay compensation for third-party property damage and/or bodily injury, including death, arising from accidents due to acts of negligence of your employees or representatives in the course of your business.

We provide indemnity for your directors and officers against liability from any claim made arising from any negligence, breach of duty or trust in their capacities as directors and officers of your company.

We provide protection against the legal liability arising from negligence during the course of your professional work in a specific profession, such as an accountant, auditor, corporate secretary, architect, property manager, surveyor, etc.

Guarantees & other commercial insurance

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We cover monetary loss or physical loss of property resulting from fraud or dishonest acts of your employees.

We help to ease your financial burden and safeguard your deposits for:

  • Foreign worker bonds
  • Performance bonds for contracts/projects
  • Rental deposit bonds for tenancy agreements
  • Renovation contractor's licence bonds

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Learn more about commercial insurance.

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