NTUC Income AR 2018

content 1 Introduction 2 Step by Step 4 Side by Side 6 Strength to Strength 8 Directors’ Report 12 Board of Directors 17 Corporate Governance 29 Appointed Actuary’s Report 30 Statement by Directors 31 Independent Auditors’ Report 40 Consolidated Statement of Financial Position 42 Consolidated Statement of Comprehensive Income 46 Consolidated Statement of Changes in Equity 48 Consolidated Statement of Cash Flows 50 Notes to the Financial Statements 137 Shareholding 138 Corporate Information 139 Notice of Annual General Meeting