NTUC Income AR 2019

1 Introduction 2 Keep You Insured 4 Be Rest Assured 6 Your Future Ensured 8 Directors’ Report 12 Board of Directors 18 Corporate Governance 32 Statement by Directors 33 Appointed Actuary’s Report 34 Independent Auditors’ Report 42 Consolidated Statement of Financial Position 44 Consolidated Statement of Comprehensive Income 48 Consolidated Statement of Changes in Equity 50 Consolidated Statement of Cash Flows 52 Notes to the Financial Statements 151 Shareholding 152 Corporate Information 153 Notice of Annual General Meeting 154 Appendix A CONTENT