Our Beneficiaries

  • Pre-schoolers
    from Ministry of Education Kindergartens or NTUC First Campus' My First Skool, and are already receiving financial assistance*

    *Under the Early Childhood Development Agency's Kindergarten Fee Assistance Scheme (KiFAS)

  • Students
    studying in a local primary, secondary, specialised school or pre-university instituition, and are already receiving financial assistance*

    *Under Ministry of Education Financial Assistance Scheme, MOE's Independent School Bursary, and Special Education Financial Assistance Scheme.

Updated 1 July 2022


The insured parent or guardian of the eligible child or ward must be between 16 and 65 years old (on next birthday).

An eligible pre-schooler must be:

  • Enrolled in a Ministry of Education (MOE) Kindergartens and is a recipient of Early Childhood Development Agency’s Kindergarten Fee Assistance Scheme (KiFAS); or
  • Enrolled in NTUC First Campus’ My First Skool and whose gross household income or per capita income does not exceed $4,500 a month or $1,125 a month respectively; or



An eligible student must be:

  • Studying in a local primary, secondary, pre-university or specialised school and is a recipient of the Ministry of Education Financial Assistance Scheme (MOE FAS); or
  • Studying in an independent school and is a recipient of the MOE’s Independent School Bursary (ISB) and whose gross household income or per capita income does not exceed $2,750 a month or $690 a month respectively; or
  • Studying in a government-funded Special Education (SPED) school and is a recipient of the SPED Financial Assistance Scheme.

How Do We Help

We provide premium-free insurance protection in the unfortunate event of death or total and permanent disability (TPD) of a parent or guardian.

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Offers a pay-out of $5,000 to eligible families

To help children and youths from low-income families cope financially in times of need.

Each eligible family can submit only one claim per calendar year.

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