- Major Cancer
- Heart Attack of Specified Severity
- Coronary Artery By-pass Surgery
- Stroke with Permanent Neurological Deficit
- End Stage Kidney Failure
- Coma
- Paralysis (Irreversible Loss of Use of Limbs)
- Open-Heart Heart Valve Surgery
- Blindness (Irreversible Loss of Sight)
- Deafness (Irreversible Loss of Hearing)
- Irreversible Loss of Speech
- Multiple Sclerosis
- Fulminant Hepatitis
- Major Organ/Bone Marrow Transplantation
- Primary Pulmonary Hypertension
- Alzheimer’s Disease/Severe Dementia
- Surgery to Aorta
- Major Burns
- Terminal Illness
- HIV Due to Blood Transfusion and Occupationally Acquired HIV
- End Stage Lung Disease
- End Stage Liver Disease
- Muscular Dystrophy
- Idiopathic Parkinson’s Disease
- Irreversible Aplastic Anaemia
- Angioplasty & Other Invasive Treatment for Coronary Artery
- Severe Bacterial Meningitis
- Benign Brain Tumour
- Severe Encephalitis
- Motor Neurone Disease
- Persistent Vegetative State (Apallic Syndrome)
- Loss of Independent Existence
- Major Head Trauma
- Other Serious Coronary Artery Disease
- Poliomyelitis
- Progressive Scleroderma
- Systemic Lupus Erythematosus with Lupus Nephritis
