Benefits Maximum benefit limits
Plan 1 Plan 2
For you (policyholder)
Accidental death and permanent disability of policyholder Up to $30,000 in each insured person’s lifetime Up to $60,000 in each insured person’s lifetime
Waiver of premium due to accidental death of policyholder Amount of premium, up to 5 years in each insured person’s lifetime
For your child/ward (insured)
Final expenses $5,000 in each insured person’s lifetime
Permanent disability of insured person Up to $30,000 each policy year Up to $60,000 each policy year
Outpatient expenses due to accident Up to $200 for each accident, maximum $2,000 each policy year Up to $300 for each accident, maximum $3,000 each policy year
Hospitalisation expenses due to accident Up to $1,200 for each accident, maximum $5,000 each policy year Up to $2,500 for each accident, maximum $7,500 each policy year
Medical expenses due to infectious disease Up to $1,000 each incident Up to $2,000 each incident
Daily hospital income $50 each day, up to 60 days for each accident $75 each day, up to 60 days for each accident
Ambulance fee Up to $100 for each accident, maximum $500 each policy year
Mobility aids Up to $500 each policy year Up to $1,000 each policy year
Physiotherapy and psychiatric therapy Up to $100 per visit for each accident, maximum $1,000 each policy year Up to $200 per visit for each accident, maximum $2,000 each policy yea
Personal liability Up to $5,000 each policy year
Additional benefits if your child/ward (insured) suffers from 50% or more permanent disability (Based on the scale of compensation)
Modifying your home Up to $3,000 in each insured person’s lifetime Up to $6,000 in each insured person’s lifetime
Training your caregiver As charged (once for each accident)
Lifetime limit Up to $100,000 in each insured person’s lifetime Up to $150,000 in each insured person’s lifetime

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