Benefits | Maximum benefit limits | |
---|---|---|
Plan 1 | Plan 2 | |
For you (policyholder) | ||
Accidental death and permanent disability of policyholder | Up to $30,000 in each insured person’s lifetime | Up to $60,000 in each insured person’s lifetime |
Waiver of premium due to accidental death of policyholder | Amount of premium, up to five years in each insured person’s lifetime | |
For the insured person | ||
Final expenses | $5,000 in each insured person’s lifetime | |
Permanent disability of insured person | Up to $30,000 each policy year | Up to $60,000 each policy year |
Outpatient expenses due to accident | Up to $200 for each accident, maximum $2,000 each policy year | Up to $300 for each accident, maximum $3,000 each policy year |
Hospitalisation expenses due to accident | Up to $1,200 for each accident, maximum $5,000 each policy year | Up to $2,500 for each accident, maximum $7,500 each policy year |
Medical expenses due to infectious disease | Up to $1,000 each incident | Up to $2,000 each incident |
Daily hospital income | $50 each day, up to 60 days for each accident | $75 each day, up to 60 days for each accident |
Ambulance fee | Up to $100 for each accident, maximum $500 each policy year | |
Mobility aids | Up to $500 each policy year | Up to $1,000 each policy year |
Physiotherapy and psychiatric therapy | Up to $100 per visit for each accident, maximum $1,000 each policy year | Up to $200 per visit for each accident, maximum $2,000 each policy year |
Personal liability | Up to $5,000 each policy year | |
Additional benefits if the insured person suffers from 50% or more permanent disability (Based on the scale of compensation) | ||
Modifying your home | Up to $3,000 in each insured person’s lifetime | Up to $6,000 in each insured person’s lifetime |
Training your caregiver | As charged (once for each accident) | |
Lifetime limit | Up to $100,000 in each insured person’s lifetime | Up to $150,000 in each insured person’s lifetime |