1. Major Cancer
  2. Heart Attack of Specified Severity
  3. Stroke with Permanent Neurological Deficit
  4. Coronary Artery By-pass Surgery
  5. End Stage Kidney Failure
  6. Irreversible Aplastic Anaemia
  7. End Stage Lung Disease
  8. End Stage Liver Failure
  9. Coma
  10. Deafness (Irreversible Loss of Hearing)
  11. Open Chest Heart Valve Surgery
  12. Irreversible Loss of Speech
  13. Major Burns
  14. Major Organ / Bone Marrow Transplantation
  15. Multiple Sclerosis
  16. Muscular Dystrophy
  17. Idiopathic Parkinson’s Disease
  18. Open Chest Surgery to Aorta
  19. Alzheimer’s Disease / Severe Dementia
  20. Fulminant Hepatitis
  21. Motor Neurone Disease
  22. Primary Pulmonary Hypertension
  23. HIV Due to Blood Transfusion and Occupationally Acquired HIV
  24. Benign Brain Tumour
  25. Severe Encephalitis
  26. Severe Bacterial Meningitis
  27. Angioplasty & Other Invasive Treatment for Coronary Artery
  28. Blindness (Irreversible Loss of Sight)
  29. Major Head Trauma
  30. Paralysis (Irreversible Loss of Use of Limbs)
  31. Terminal Illness
  32. Progressive Scleroderma
  33. Persistent Vegetative State (Apallic Syndrome)
  34. Systemic Lupus Erythematosus with Lupus Nephritis
  35. Other Serious Coronary Artery Disease
  36. Poliomyelitis
  37. Loss of Independent Existence

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