Important Notes
Subject to the individual’s insurance being effected, we will pay this benefit if the insured individual dies or become permanently disabled within 90 days from the date of accident. The permanent disability benefit is subject to the scale of compensation as shown in the Policy Contract.
This is for general information only and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). Please seek independent financial advice before making any decision. The precise terms and conditions of this policy are set out in the policy contract at https://www.income.com.sg/forms/policy-conditions/pa-coverage-promotion-tcs.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance Limited or visit the GIA/LIA or SDIC websites (www.gia.org.sg. or www.lia.org.sg or www.sdic.org.sg).
Terms and conditions
1. Subject to the terms and conditions contained herein (the “Terms and Conditions”), Income Insurance Limited (“Income Insurance”) is offering a complimentary 6-months personal accident insurance coverage under its Group PA (the “Complimentary PA Coverage”) to individuals who complete a financial review conducted by an appointed representative of Income Insurance (the “Promotion”).
2. To be eligible to enjoy the Promotion, an individual must:
2.1. be 16 to 65 years old (both ages included);
2.2. be ordinarily resident in Singapore and hold a valid identification document issued by the Government of Singapore being proof of the same such as a National Registration Identification Card (NRIC) or a work/dependency/visitation pass or permit.
2.3. complete a financial review conducted by an appointed representative of Income by 31 December 2024;
2.4. provide Income with the individual’s valid email address and valid Singapore-registered mobile number;
2.5. submit a duly completed registration form and naming themselves as the individual person to be insured for the Complimentary Personal Accident Coverage (the “Registration Form”) at the following Income website at www.income.com.sg/ag-free-pa-coverage-registration, following which Income shall send to the email address provided by the individual an acknowledgment of receipt of the Registration Form; and
2.6. not have received any complimentary personal accident insurance coverage offered and provided by Income in the 7 months prior to the date of submission of the Registration Form.
3. The Complimentary Personal Accident Coverage shall commence in respect of Registration Forms submitted from the:
3.1, 1st to 15th day of any month, on the 1st day of the following month; and
3.2. 16th day to last day of any month, on the 15th day of the following month.
4. The precise terms, conditions and exclusions of the Complimentary Personal Accident Coverage are specified in the policy contract of the Group PA which can be found at https://www.income.com.sg/forms/policy-conditions/pa-coverage-promotion-tcs.
5. For avoidance of doubt, the Complimentary Personal Accident Coverage is not exchangeable for cash or any benefits-in-kind.
6. The Promotion and Complimentary Personal Accident Coverage does not affect or change any term, condition and exclusion of any policy contracts issued by Income. In the event of conflict or inconsistency between these Terms and Conditions and the terms, conditions and exclusions of any policy contracts issued by Income, the terms, conditions and exclusions of the policy contracts issued by Income shall prevail.
7. This Promotion may not be enjoyed in conjunction with any other promotion and/or incentive offered by Income unless otherwise advised by Income.
Personal Data Use Statement
By providing the information and submitting this application or transaction, I consent and agree to Income Insurance Limited (“Income Insurance”) , its representatives, agents, relevant third parties (referred to in Income Insurance’s Privacy Policy athttps://www.income.com.sg/privacy-policy), Income Insurance’s appointed insurance intermediaries and their respective third party service providers and representatives (collectively “Income Insurance Parties”) to collect, use, and disclose any personal data in this form or obtained from other sources, including existing personal data provided, any future updates and subsequent information on my health or financial situation (collectively “personal data”) for the purposes of processing and administering my insurance application or transaction, managing my relationship and policies with Income Insurance including providing me with financial advice/ financial planning services, sending me corporate communication and information on products and/or services related to my ongoing relationship with Income Insurance, conducting consumer profiling/data analytic/research, which includes data matching based on personal data collected by Income Insurance, its affiliates, business partners and/ or NTUC Enterprise group of social enterprises (“NE Group”) where required for Income Insurance, its affiliates, business partners and/or NE Group, to develop, improve and/ or customise their products/ services and/ or to provide me with their respective products /services, and in the manner and for other purposes described in Income Insurance’s Privacy Policy.
Where the personal data of another person(s) (for example, personal data of the insured person, my family member, employee, payee/payor or beneficiary) is provided by me (whether in this or subsequent submissions) or from other sources to Income Insurance Parties, I represent and warrant that:
• I have obtained their consent for the collection, use and disclosure of their personal data; and
• I am authorised to give any authorisation and approval on their behalf,
for the purposes as set out in this Personal Data Use Statement.
for the purposes as set out in this Personal Data Use Statement
I agree that if my policy(ies) premiums are paid by third-party payor(s), I consent to the use and disclosure of my relevant policy(ies) information including the insured’s name, by Income Insurance to such third-party payor(s) for the purposes of processing and/or administering premiums payments for my policy(ies).
Please refer to Income Insurance’s Privacy Policy (https://www.income.com.sg/privacy-policy) for more information, including access and correction to personal data and consent withdrawal. I understand that Income Insurance’s Privacy Policy available on its website may be amended, supplemented and/or substituted by Income Insurance from time to time.
Marketing Consent
We at Income Insurance Limited (“Income Insurance”) value our customers and would love to share exclusive offers (such as rewards, privileges, events and discounts) and information about products and services (“Marketing and Promotional messages”) offered by Income Insurance and its business partners.
By applying for this complimentary 6 months Personal Accident Insurance coverage and submitting this online application form, you consent and agree to the collection, use and disclosure of your personal data by Income Insurance and its representatives and agents, for the purposes of contacting you via postal mail, email, phone call and/or Phone messages* to (i) send you Marketing and Promotional messages; (ii) conduct survey; and (iii) offer you financial planning services.
*Phone messages include text, picture, video and audio message that are sent to your telephone number via SMS, MMS or messaging apps such as WhatsApp, Telegram or WeChat.
You consent to receive Marketing and Promotional messages above is in addition to, and does not supersede any previous marketing consent to which you may have provided to Income Insurance.
All consent given to Income Insurance Parties in sending you Marketing and Promotional messages will remain valid until Income Insurance is notified that the consent has been withdrawn. You may withdraw your consent at any time by submitting your request at Agency@income.com.sg. Income Insurance will process your request within 10 days, and you will stop receiving Marketing and Promotional messages after 21 days only for the mode(s) of communications indicated in your request. You may refer to Income Insurance’s You may refer to Income Insurance’s Privacy Policy | Income Insurance for more information, including access and correction to personal data and consent withdrawal.
