20% OFF Home Ultimate Protect! 🏠

1. Income Insurance Limited (“Income Insurance”) is offering the following promotion (the “Promotion”) subject to these Terms and Conditions:

1.1 A customer shall be eligible to enjoy the discount set out in the table below with the purchase of the following policy (the “Qualifying Policy”):

This Promotion is not applicable to the purchase of a Home Ultimate Protect 1-year plan.

1.2 Income Insurance is offering a 20% discount on the premiums payable for the first 3 years of the Qualifying Policy (the “Discount”) to applicants who successfully purchase the Qualifying Policy via:
- The Income Insurance website online at https://www.income.com.sg/buy-home-ultimate-protect; or
- My Income Insurance App;
- Income Insurance advisors;
- Any Income Insurance branches; or
- The Home product hotline 6788 1111.

2. To qualify for this Promotion:
2.1. New applications for Qualifying Policy must be submitted to Income Insurance from 1 January 2025 to 31 January 2025 (both dates inclusive) (the “Promotion Period”), and if such applications are approved by Income Insurance, the policies must be successfully issued for the customer to be eligible to enjoy the Promotion;
2.2. the Qualifying Policy must have a minimum premium of $327 (after application of discount under the Promotion and including 9% GST);
2.3. applicants must enter or quote a valid promotion code “HUP20” in the applications to purchase the Qualifying Policy; and
2.4. premium payment must be successfully received by Income Insurance during the Promotion Period.

3. A customer may enjoy more than one promotion offered by Income Insurance (if applicable) through purchase of Qualifying Policy, unless otherwise advised by Income Insurance at the point of application.

4. The Discount is not exchangeable for cash or any benefit in kind.

5. The Qualifying Policy will receive a 15% discount for subsequent renewals from the 4th year.

6. The Promotion does not affect or change any term, condition and exclusion of the policy contract of the Qualifying Policy issued. The precise terms, conditions and exclusions of the Qualifying Policy is specified in its policy contract.

7. A customer who applies for the Qualifying Policies within 90 days from the date of expiry or cancellation of any existing/in-force Qualifying Policy with Income Insurance will not be eligible to enjoy this Promotion.

8. Income Insurance reserves the right to vary/amend the terms and conditions of this Promotion at any time without prior notice to customers.

9. Income Insurance’s decision on all matters relating to this Promotion shall be final, conclusive and binding. No appeals will be entertained.

For enquiries on the Promotion, Customers may reach out to Income Insurance via income.com.sg/contact-us/customer-enquiry-form.

This is for general information and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). Please seek independent financial advice before making any decision. You can find the usual terms and conditions of this plan at https://www.income.com.sg/home-ultimate-protect-policy-condition

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 1 January 2025.