Enjoy up to 20% off + 30,000 STAR$® when you sign up for Domestic Helper Insurance! 👩

1. Income Insurance Limited (“Income Insurance”) is offering the following promotion (the “Promotion”) subject to these Terms and Conditions:

1.1 A customer shall be eligible to enjoy the discount (the “Discount”) set out in the table below with the purchase of the following policy (“Qualifying Policy”): 

1.2 Income Insurance is offering the Discount to new applicants who successfully purchased the Qualifying Policy via:
- The Income website online at income.com.sg/buy/domestic-helper-insurance; or
- My Income Insurance App; or
- Income advisors; or
- Any Income branches; or
- Domestic Helper/ Maid agencies at https://www.income.com.sg/domestic-helper-insurance/preferred-panel-of-maid-agencies; or
- The Domestic Helper Insurance Product hotline 6788 1111

2. To qualify for this Promotion:

2.1. Applications for the purchase of the Qualifying Policy must be submitted during the Promotion Period;  

 2.2. Apply the Promotion code “MARCH30” and successfully submit the application for the relevant Qualifying Policy (or Qualifying Policies) via the channels mentioned at 1.2.  

2.3. Premium payment must be successfully received by Income Insurance during the Promotion Period between 1 March 2025 to 31 March 2025 (both dates inclusive). 

3. A customer may enjoy more than one promotion offered by Income Insurance which is applicable to the customer for the purchase of the Qualifying Policy, unless otherwise advised by Income at the point of application.

4. The Promotion does not affect or change any term, condition and exclusion of the policy contract of the Qualifying Policy issued. The precise terms, conditions and exclusions of the Qualifying Policy is specified in its policy contract. 

5. Income Insurance will issue a redemption email to customers eligible to enjoy the Promotion one month after each relevant Qualifying Policy is issued, provided that the Qualifying Policy is in-force as of that date.  

5.1. The redemption email will be sent to the email address provided in the application form submitted by the customer. No hardcopy letter will be sent. 

5.2. The Promotional Gift must be redeemed in accordance with the instructions and terms set out in the redemption email, failing which the customer shall be deemed to have forfeited his/her entitlement to the Promotional Gift, and no compensation will be given or paid in lieu. 

6. The Discount is not applicable for subsequent renewals. 

7. An administrative charge of $10.90 (inclusive of 9% GST) will apply for the Qualifying Policy which is cancelled before the start date of the policy.  

8. For a Qualifying Policy which is cancelled after the start date of the policy, please refer to the cancellation and refund clause found in the policy terms and conditions.  

9. Income Insurance reserves the right to demand from the successful applicant the full value of the Promotional Gift for Qualifying Policy which is issued but terminated within 6 months from the Qualifying Policy issuance date by a customer, and the customer shall immediately pay Income Insurance such amount demanded. The full value refers to the stated worth price in Clause 1.1 above, or the face value of the Promotional Gift. 

10. Income Insurance reserves the right to replace the Promotional Gift with items of similar value (“Replacement Item”) at any time without prior notice. 

11. The Promotion, Promotional Gift and Replacement Item(s) are not exchangeable for cash or any benefit in kind.

12. Usage of the Promotional Gift and/or Replacement Item(s) shall be subject to terms and conditions imposed by the merchant or manufacturer of the Promotional Gift and Replacement Item(s). 

13. Income Insurance is not the merchant or manufacturer of the Promotional Gift and Replacement Item(s) and provides no warranty in respect of the same. Income Insurance makes no warranties and shall not be responsible for all warranties, expressed or implied, including implied warranties of merchantability, fitness for a particular purpose, and against infringement of intellectual property rights in respect of the Promotional Gift and Replacement Item(s). 

14. Under no circumstances shall Income Insurance be liable to any customer or party, whether in contract, tort (including negligence) or otherwise, for any liabilities, losses, damages, claims, costs and expenses (including any special or consequential damages or losses) in connection with, related to or resulting from the Promotion, Promotional Gift and Replacement Item(s). 

15. No joint venture, sponsorship, tie up, agency or any other relationship is intended or created between Income Insurance and merchant or manufacturer of the Promotion Gift and Replacement Item(s). Neither is this Promotion intended or deemed to be a connection with or use of the brand name of the merchant or manufacturer of the Promotion Gift and Replacement Item(s) 

16. Income Insurance reserves the right to change the terms and conditions of this Promotion at any time without any prior notice. 

17. Income Insurance’s decision on all matters relating to this Promotion (including the issuance of the Promotion Gift and Replacement Item(s)) shall be final, conclusive and binding. No appeals will be entertained.  

You can find the usual terms, conditions and exclusions of Domestic Helper Insurance at http://www.income.com.sg/domestic-helper-policy-conditions.pdf

All of Income Insurance’s products are developed to benefit our customers but not all our products may be suitable for your specific needs. If you are unsure if a product is suitable for you, we strongly encourage you to speak to a qualified Income insurance advisor. Otherwise, you may end up purchasing a product that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you seek. 

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). 

Information is correct as at 1 March 2025