^Discount is not applicable on premiums for optional benefits. Promotion and policy terms and conditions apply. 

#This premium rate is based on 20% off for 26 months Enhanced plan, non-Malaysian helper, aged 50 and below, and rounded to the nearest ten-cents.

*For the avoidance of doubt, the preferential rates for GP consults and 6ME (6-monthly examinations) ("Preferential Rates") are independent from the Domestic Helper Insurance Plan and subject to separate terms and conditions. They do not constitute, nor should they be construed as a component of the Domestic Helper Insurance Plan. The Preferential Rates are provided by third-party service providers, Income Insurance bears no liability for any modifications, limitations or discontinuation of such rates.

1. Income Insurance Limited (“Income Insurance”) is offering the following promotion (the “Promotion”) subject to these Terms and Conditions:

1.1 A customer shall be eligible to enjoy the discount (the “Discount”) set out in the table below with the purchase of the following policy (“Qualifying Policy”):

Qualifying PolicyPeriod of Insurance

Domestic Helper Insurance – Basic plan, Standard plan and Enhanced plan

- Basic plan: 16% off 

- Standard plan: 16% off 

- Enhanced plan: 20% off 

14 months or 26 months

1.2 Income Insurance is offering the Discount to new applicants who successfully purchased the Qualifying Policy via:
- The Income website online at income.com.sg/buy/domestic-helper-insurance; or
- My Income Insurance App; or
- Income advisors; or
- Any Income branches; or
- Domestic Helper/ Maid agencies at https://www.income.com.sg/domestic-helper-insurance/preferred-panel-of-maid-agencies; or
- The Domestic Helper Insurance Product hotline 6788 1111

2. To qualify for this Promotion:

2.1 Applications for the purchase of the Qualifying Policy must be submitted during the Promotion Period. 

2.2 Premium payment must be successfully received by Income Insurance between 1 April 2025 to 6 April 2025 (both dates inclusive).

3. A customer may enjoy more than one promotion offered by Income Insurance which is applicable to the customer for the purchase of the Qualifying Policy, unless otherwise advised by Income at the point of application.

4. The Promotion does not affect or change any term, condition and exclusion of the policy contract of the Qualifying Policy issued. The precise terms, conditions and exclusions of the Qualifying Policy is specified in its policy contract.

5. The Discount in not applicable for subsequent renewals.

6. An administrative charge of $10.90 (inclusive of 9% GST) will apply for the Qualifying Policy which is cancelled before the start date of the policy. 

7. For Qualifying Policies which are cancelled after the start date of the policy, please refer to the cancellation and refund clause found in the policy terms and conditions. 

8. Income Insurance reserves the right to change the terms and conditions of this Promotion at any time without any prior notice.

9. Income Insurance’s decision on all matters relating to this Promotion (including the issuance of the Promotion Gift and Replacement Item(s)) shall be final, conclusive and binding. No appeals will be entertained.

You can find the usual terms, conditions and exclusions of Domestic Helper Insurance at http://www.income.com.sg/domestic-helper-policy-conditions.pdf

All of Income Insurance’s products are developed to benefit our customers but not all our products may be suitable for your specific needs. If you are unsure if a product is suitable for you, we strongly encourage you to speak to a qualified Income insurance advisor. Otherwise, you may end up purchasing a product that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you seek.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 1 April 2025 

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