SNACK 2.0: Redeem $1000 Free Coverage Promotion

Terms of Offer

1. NTUC Income Insurance Co-operative Limited (“Income”) is offering the following:
   
   i) $1000 free insurance coverage (“Free Coverage”) for each of the SNACK Accident/ SNACK-Life/ SNACK-Critical Illness products to the eligible applicant, if the applicant successfully links a Visa card as an Activity Source to the respective products for the first time via the SNACK BY INCOME online application (“SNACK App”) and is eligible for the respective products after completing the underwriting for each product;
   
   (the “Promotion”) subject to this Terms of Offer.
   
   
2. The Promotion is valid from 10 May 2021 until 28 February 2022 (inclusive of both dates).

3. The applicant (“You”) will be eligible for the Promotion if:
   i) you have successfully signed up for an account on the SNACK App;
   ii) you are a Singapore Citizen or Singapore Permanent Resident (PR);
   iii) you are between 18 – 61 years old (inclusive of both years);
   iv) you have successfully linked your Visa Card as an Activity Source to SNACK Policy for the first time on the SNACK App during the Promotion Period;
   v) you have never linked a lifestyle trigger or an activity source before the Promotion Period; and
   vi) you are eligible for the SNACK product(s) after completing the underwriting process.
   
   
4. You will be issued the $1000 free insurance coverage for each of the eligible SNACK product(s) after completing the redemption process on the SNACK App.
   
   
5. The Promotion is not valid in conjunction with other incentives and promotions offered by Income.
   
   
6. The Promotion is valid for one-time use only by each eligible applicant under this Promotion.
   
   
7. This Terms of Offer does not affect or change any term of the policy contract issued to you. If there is any inconsistency between this Terms of Offer and any term of the policy contract, the term of the policy contract shall prevail.
   
   
8. Income reserves the right to change the terms and conditions of this Terms of Offer without any prior notice.
   
   
9. Income reserves the right to replace the Free Coverage with items of similar value (“Replacement Item”) at any time without prior notice.
   
   
10. The use of the Free Coverage or Replacement Item shall be subject to the terms and conditions of the merchant that issued the Free Coverage or Replacement Item.
    
    
11. Income shall not be liable to any applicant or party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses or for any special or consequential damages or losses in connection with, related to or resulting from the use of the Free Coverage or the Replacement Item (if any).

Important Notes:

• This material shall not constitute an advice of the suitability of the product. You should seek independent advice from a qualified advisor where in doubt. Buying insurance products that are not suitable for you may impact your ability to finance your future insurance needs.
• The relevant policy contracts shall be made available to the applicant via the SNACK App.
• Protected up to specified limits by SDIC.

Information is correct as at 20 December 2021.