Travel with Trust Bank

1. All Trust Credit/Debit Cardmembers who successfully purchased any Income Insurance Limited (“Income”) (i) Travel Insurance Classic Per-trip and Yearly plan; (ii) Deluxe Per-trip and Yearly plan; and/or (iii) Preferred Per-trip and Yearly plan (each a “Qualifying Policy” and collectively the “Qualifying Policies”) through the dedicated link under merchant information on Trust App (“Dedicated Link”) from 14 November to 16 November 2023 (inclusive of both dates) will receive a 5% off (“Discount”) for each Qualifying Policy purchased subject to these terms and conditions in addition to any existing Per-trip and Yearly Travel Insurance promotions offered by Income (“Existing Discount”). This Discount will apply only after any Existing Discount.
2. To receive the Discount for the Qualifying Policies:
   • New business applications must be submitted through the Dedicated Link during the Promotion Period;
   • The Advisor Code / SP Code must remain unchanged at 662774; and
   • Premium payment must be successfully received by Income during the Promotion Period.
3. You and the insured persons are not eligible for this Promotion if you cancel any existing Income Travel Insurance policy and purchase any of the Per-trip and Yearly Qualifying Policies for the same trip duration and destination.
4. This promotion is not applicable to all of Income’s Travel Insurance Enhanced PreX Per-trip and Yearly plans, Income’s TravelBliss Per-trip and Yearly plans.
5. An administrative charge of $20 (subject to the prevailing GST, i.e., $21.60 @ 8% GST in year 2023 and $21.80 @ 9% GST from year 2024) will apply to any endorsement made to any Per-trip and Yearly Qualifying Policies issued under this Promotion. This administrative charge is in addition to any extra premiums which you will have to pay for making changes to the Per-trip and Yearly Qualifying Policies such as extending the period of insurance or adding a new insured person. The Discount on premiums payable will also no longer apply as a result of any endorsement to any Per-trip and Yearly Qualifying Policies issued under this Promotion and the extra premiums.
6. An administrative charge of $20 (subject to the prevailing GST, i.e., $21.60 @ 8% GST in year 2023 and $21.80 @ 9% GST from year 2024) will also apply for cancellation of any Per-trip and Yearly Qualifying Policies issued under this Promotion. This administrative charge includes the prevailing administrative charge stated in the policy conditions for cancellation of policy. There is no premium refund for Per-trip and Yearly Qualifying Policies which are cancelled after the start date of the policy.
7. This Promotion is only applicable to Singaporeans, Permanent Residents of Singapore and holders of a valid Singapore employment pass, work permit pass, long term visit pass and student pass.
8. Income reserves the right to change the terms and conditions of this Promotion without any prior notice. 
9. The Discount is not exchangeable for cash or any benefit in kind. 
10. No joint venture, sponsorship, tie up, agency or any other relationship is intended or created between Income and Trust Bank pursuant to this Promotion. Neither is this Promotion intended or deemed to be a connection with or use of the brand name of any party or its products/services. 

 

These Qualifying Policies are underwritten and issued by Income. You can find the usual terms and conditions of the Qualifying Policies  ("this policy") under ‘Your policy toolkit’ on Income's Travel Insurance page.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

Trust Bank’s General Terms and Conditions apply. Log in to your Trust App under Profile > Legal > General Terms and Conditions.

Information is correct as at 06 November 2023.