Become a Financial Consultant

Become a Financial Consultant

Work with a network of financial professionals to provide clients with trusted advice at their convenience.


At Income, we ensure that you are well-equipped with the relevant expertise to succeed. Before you become a Financial Consultant, we will offer you our tried-and-tested tutorials and materials to help you gain the necessary Capital Markets and Financial Advisory Services (CMFAS) certifications. During this period, we will provide a pre-contract allowance and sponsor your CMFAS examinations.
Upon your appointment, you will receive unparalleled support from the EXCELeration programme to kickstart your business. This includes regular prospecting activities, structured courses to up your skills and knowledge, and a year of allowance and additional incentives. Our dedicated managers and mentors will also constantly be there to guide you through your journey.
Even after you have gained an established customer base, we continue to support you with client builder activities, exclusive partnerships, and more. Read more about our tools and programmes here.
Enjoy unlimited potential income through our multi-layered incentive structure that includes commissions, quarterly performance-based incentives, annual bonuses, and great incentive trips.
Take control of your future when you work with us. Use our income predictor to determine your annual income, renewal commission, and retirement allowance. Find out what you need to do to map out your career decisions and achieve your goals.

Click here to use our income predictor tool


As a Financial Consultant, these are just some of the many awards and recognition you can receive:

NTUC Income Summit Club (ISC)
Our top performers qualify for cash incentives, and their contributions are acknowledged at the annual ISC Gala Dinner.
Signature Class
Signature Class recognises our top Financial Consultants every year for the significant role they play in the success of our business. Winners of Signature Class are treated to a specially designed itinerary at a preselected destination. Past destinations have included Barcelona, Beijing, Dubai, Seoul and Sydney.
GEM Club
GEM Club recognises our top financial consultants with a reward of an overseas trip that promotes Growth, Excellence and Motivation.
Rookie Incentive Trip
First-year rookies who have achieved a strong start in their business are rewarded with a paid trip to Bangkok.

Career progression

Opportunities for growth
Leverage on various professional training and development programmes – Chartered Financial Consultant and Agency Managers’ Training Course to chart your own career path.  These courses prepare you for the rigours of being a Financial Consultant and, more importantly, that of an Agency Leader.
You can be promoted to a Financial Services Manager through your sales and recruitment efforts. As you progress and build your team up, you will move up to the next level – Financial Services Associate Director. Your final target will be running your own agency as a Financial Services Director where you will guide, groom and train new managers and financial consultants of your agency. 

Channel transfer opportunities

Income helps you achieve your career goals at different points in life. Our multi-channel distribution network gives you the flexibility to switch roles through our exclusive channel transfer opportunities. Learn more about the Financial Services Adviser and Client Adviser roles.

Have more questions? Email us at