Comprehensive and flexible employee benefits insurance for your employees that can be customised to suit your budget and employees’ needs.
We pay eligible hospital and surgical bills up to the maximum benefit limit as specified in the plan type you have chosen. We also pay for pre- and post- hospitalisation bills.
Compensation information for Group Hospital and Surgical
You are able to mix and match the coverage from the different plan types under each main plan and rider based on your employees’ needs.
Get coverage for occupations of various natures at no extra cost.
View occupations covered
You can choose to extend the Employees FlexCare cover to include your employees’ spouse and children.
Premium rates are determined by the entire Employees FlexCare portfolio. With portfolio underwriting, your premiums will not be directly impacted by increased claims made by your employees.
This rider covers eligible large claim amounts that would otherwise be limited by the Group Hospital and Surgical plan.
Compensation information for Group Major Medical
These riders reimburse eligible outpatient medical expenses incurred in General Practitioner (GP) or Specialist clinics. Your employees can enjoy cashless cover upon presentation of the outpatient medical card at Income’s panel of GP and Specialist clinics. The Group Outpatient Specialist Care can be purchased only when Group Outpatient Primary Care is taken up.
Compensation information for Group Outpatient Primary Care
Compensation information for Group Outpatient Specialist Care
You can make your premium payment on a yearly basis.
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
This is for general information only. You can find the usual terms and conditions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
For enquiries about Employees FlexCare, please call our hotline:
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