Group Personal Accident

Group Personal Accident

24-hour worldwide coverage for employees against accidental death or disability.

What it covers

Accidental death

We pay a lump sum of 100% of the sum assured in the event of accidental death (before age 69) of your employee.

Total and permanent disability

We pay up to 150% of the sum assured in the event of total and permanent disability (TPD before 69) of your employee.

Coverage information


You can tailor the coverage to the different occupational class of your employees.

This plan is part of Income’s comprehensive package of Employee Benefits Solution for business entities to mix and match the coverage to suit your employee’s needs.

Enhance your coverage

Natural Disasters

We pay a sum assured in the event of accidental death due to natural disasters.

Medical Expenses

We reimburse the medical expenses incurred due to accidental injuries.

Additional 5% sum assured

Upon each policy renewal, an additional 5% is added to the sum assured for accidental death and total and permanent disability up to 25% or maximum $500,000 whichever is lower.

Funeral expenses

We pay a lump sum payout for funeral expenses in the event of accidental death.

Mobility aids

We reimburse the expenses incurred for purchase of mobility aids.


We pay a lump sum payout for fractures.

Before you apply

Companies or associations must be registered in Singapore. The employees/members of associations must be aged between 16 to 69 years (age last birthday).

Important Notes



There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important notes


This page is for general information only. You can find the usual terms and conditions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the websites of the General Insurance Association of Singapore (, the Life Insurance Association, Singapore ( or Singapore Deposit Insurance Corporation (


Information is correct as of 21 July 2017

How to apply

For enquiries about Group Personal Accident, please call our hotline:
6788 3113

Speak to your Income adviser, or use our online matching tool to find an adviser who’s right for you.

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