We pay a lump sum payout in the event of the diagnosis of a terminal illness where death is highly probable within the next 12 months.
Extended death and total and permanent disablement benefit
We will extend the benefits for death or total and permanent disability (TPD before age 65) for up to 12 months if your employee’s service is terminated on medical grounds.
Family income benefit
We pay an additional monthly benefit for a period of 12 months to the employee’s family in the event of death or total and permanent disability (TPD before age 65) of your employee.
37 critical illnesses
We pay a lump sum payout upon a diagnosis of the 37 critical illnesses. This benefit can be on acceleration or additional basis.