Comprehensive and affordable coverage for car repairs, loss, damage, and costs due to accidents.
We reimburse expenses for repairs done at more than 30 quality workshops chosen by Income. You can also upgrade your plan and have repairs done at the workshop of your choice.
We cover vehicle loss and damages due to accidental causes, fire, floods, natural disasters or theft.
We provide coverage against your legal liability arising from any accident for death or bodily injury to any person and damage to third-party property.
We provide personal accident benefits and coverage for medical expenses incurred due to a car accident.
We provide coverage for towing services up to $500 and unlimited windscreen cover.
Full coverage information
You will receive a 5% loyalty discount if you have been insuring your vehicle with us for more than three years.
We provide 24-hour referral services for road and medical assistance if you are travelling in West Malaysia .
We provide useful claim advice, assistance in filing of the accident report, and assessing the damages to your vehicle at our conveniently located accident reporting centres.
We provide an optional benefit to protect your no-claim discount (NCD) if it is at least 30%. However, we will automatically grant you free NCD protection when you renew your policy with us if you have been enjoying NCD of 50% from us in the last two consecutive years.
We provide flexible credit card instalment payment plans for you. 
Receive LinkPoints when you buy or renew Motor Insurance before 31 Dec 2017.
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You will be able to have your vehicle repairs done at the workshop of your choice if you upgrade to the Premium Plan.
If you are a Porsche car owner (Panamera, Cayenne, Cayman, Boxter and 911), you can purchase this enhanced coverage plan specially tailored for you.
Coverage for Prestige Plan
Your standard motor policy covers you while driving in Malaysia. If you need extra cover, we offer an optional Motor Insurance Extension rider which provides additional coverage for our private car insurance policyholders and/or the authorised driver and/or passengers who drive into Malaysia regularly. There is also an option to choose the duration of this coverage.
Coverage in Malaysia
You can get an optional daily transport allowance cover which pays $50 a day, from the first day of repairs for up to seven days. This only applies to your first two claims.
You can get this optional cover to waive the basic excess of $600 when you claim under your motor policy.
Looking for a reliable car servicing workshop?
We have identified quality car workshops that can assist with your servicing needs. These workshops offer attractive routine servicing packages for Income policyholders.
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There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
This page is for general information only. You can find the usual terms and conditions of Drivo Classic and Drivo Premium plans at www.income.com.sg/content/downloads/insurance/motor/car-insurance/car-policy-conditions-private-car, Drivo Prestige plan at www.income.com.sg/content/downloads/insurance/motor/car-insurance/car-policy-conditions-private-car-prestige-plan and Motor Insurance Extensions (Rider) at www.income.com.sg/content/downloads/insurance/motor/car-insurance/car-policy-conditions-private-car-extension-rider.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the websites of the General Insurance Association of Singapore (www.gia.org.sg), the Life Insurance Association, Singapore (www.lia.org.sg) or Singapore Deposit Insurance Corporation (www.sdic.org.sg).
Call us for assistance with all your motor insurance needs.
Enjoy interest-free instalment payments when you pay your premium with selected credit cards.
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Our 24/7 accident response team provides roadside assistance anywhere in Singapore.
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Your one-stop solution for accident reporting and reliable vehicle repairs.
Free in-car camera mobile app with accident detection and more.
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