Business Insurance Package

Here’s how we can protect your business.

We cover the loss or damage of stocks, furniture, fixtures, fittings and other contents.
We cover the loss or damage resulting from theft including robbery, hold-up or any attempted threat.
We cover the loss of money in transit within Singapore or while being locked in a safe/drawer on the business premises.
We cover your liability under Work Injury Compensation Act for death or bodily injury to employees.
We cover your legal liability to pay compensation to third parties for property damage or bodily injuries.

Need more protection?
Here’s how you can enhance your coverage.

Plate glass damage

We cover accidental breakage of fixed glass in windows, doors and frontage of premises, including showcases.

Business interruption

We provide compensation for interruptions to business following fire and other perils to the insured premises.

Personal accidents

We provide 24-hour worldwide coverage for death or total and permanent disability to employer/employee arising from accidents.

Fidelity guarantee

We cover losses incurred due to dishonest acts or fraud by employees.

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Important notes

Exclusions

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important Notes

This is for general information only and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). You can find the usual terms, conditions and exclusions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.

POLICY OWNERS’ PROTECTION SCHEME – APPLICABLE ONLY IF OPTED FOR WORK INJURY COMPENSATION

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg ).

Information is correct as at 1 July 2024.