Here are some key features of our product:

  • Account icon

    Targeted at specific contractor types

  • Insure the exact contract value, stop paying for more than you need

  • High Contract Value and Third Party Liability Limits

  • Payout icon

    10% Discount if there is no Defects Liability Period involved

  • Broad extensions with competitive ratings

Choose the right plan for your business.

Let’s get started to find the best coverage for your Business. You can choose from 3 different types of plans and complete your purchase within minutes:

Renovation Contractor Suite

This plan provides coverage for:

  • Interior Renovation
  • Reinstatement & Rehabilitation Works

Service Contractor Suite

This plan provides coverage for Maintenance/Servicing Works involving

  • Air-Conditioning / Mechanical Ventilation (ACMV)
  • Plumbing
  • Equipment (Including Electronic Equipment)
  • Plant & Machinery
  • Other Service Contract Works (Subject to underwriting referral)


Enjoy these benefits when you purchase our Service Contractor Suite:

  • Testing & Commissioning on New Equipment for up to 4 weeks

Small Construction Suite

This plan covers:

  • Event / Staging Setup Works
  • Additions & Alteration Works
  • Other Small Contract Works (Subject to underwriting referral)


Enjoy these benefits when you purchase our Small Construction Suite:

  • Contract Cancellation Benefit for Event / Staging Set Up Works
  • Allows for excavation up to 1.5 metres



You may view the full product coverage here.

Here’s how Contractor Suite insurance protects your business

Duration of coverage

Up to 12 Month Contract Period plus up to 12 Months Defects Liability Period / Maintenance Period


Limits of coverage

Contract Value / Contract Works Limit Up to $1,500,000
Removal of Debris Limit 5% of Contact Value / Contract Works Limit
Professional Fees Limit 10% of Contract Value / Contract Works Limit
Principal’s Existing Properties Value Limit Up to $1,000,000
Third-Party Liability Limit Up to $5,000,000

Section 1 Limits / Excess
Automatic Reinstatement Not Applicable
Cost of Recompiling Records and Claims Preparation 10% of Contract Value / Contract Works or $100,000 whichever is lower
Cover for Insured works taken over or put into service Not Applicable
Designer's Risk (Resultant Damage Only) Not Applicable
Employees Personal Effects and Tools $500 per employee and $10,000 in the aggregate
Escalation Clause 10% of Contract Value / Contract Works
Extra Charges for Airfreight 10% of Contract Value / Contract Works, or $100,000 whichever is lower
Extra Charges for Overtime, Night Work, Work on Public Holidays & Express Freight 10% of Contract Value / Contract Works, or $100,000 whichever is lower
Free Issue Materials 10% of Contract Value / Contract Works, or $100,000 whichever is lower
Inland Transit 10% of Contract Value / Contract Works, or $100,000 whichever is lower Any One Conveyance / Aggregate
Loss Payee Where Applicable
Marine 50/50 Not Applicable
Offsite Fabrication/Temporary Storage 10% of Contract Value / Contract Works, or $100,000 whichever is lower Any One Location / Aggregate
Payment on Account Not Applicable
Plans and Documents Maximum limit of $10,000
Principal's Existing Property As specified in the Policy Schedule
Professional Fees 10% of Contract Value / Contract Works, Max $150,000
Public Authorities Not Applicable
Removal of Debris 5% of Contract Value / Contract Works, Max $75,000
Strike, Riot and Civil Commotion Not Applicable
Temporary Works Not Applicable
Time Adjustment (72 Hours) Not Applicable

Section 2 Limits / Excess
Consultant’s, Principal’s representative and Government and Statutory Board Employees are deemed as third parties Not Applicable
Cross Liability including Waiver of Subrogation against Named Insured/Principal Not Applicable
Loading & Unloading Not Applicable
Non Negligence (RIBA) Third Party Limit of Liability as specified in the Policy Schedule or S$1,000,000 whichever is lesser, Any One Accident / Aggregate
Non Owned Vehicles Private Vehicles Only
Plant and Machinery Not Applicable
Underground Services Third Party Limit of Liability as specified in the Policy Schedule or S$1,000,000 whichever is lesser, Any One Accident / Aggregate
Vibration, Removal and Weakening of Support Third Party Limit of Liability as specified in the Policy Schedule or S$1,000,000 whichever is lesser, Any One Accident / Aggregate

Section 1 and 2 Limits / Excess
Automatic Extension (30 Days) Subject to Additional Premium
Cessation of Work (30 Days) Not Applicable
Extended Maintenance Clause Where Applicable
Jurisdiction Clause Not Applicable
MR112 Fire Fighting Facilities Not Applicable

Enjoy more benefits with our insurance.

  • Contractor segmented products:  Contractor Suite insurance offers comprehensive coverage for your specific scope of works; from ‘Interior Renovation Works’ to ‘Service Contracts’, our plans are designed to extend protection for your contract works and coverage for third-party liability claims. We make it easy for you to purchase comprehensive coverage at affordable prices.

  • Hassle-free application: Application for a Contractor Suite insurance can be made online seamlessly, with no paperwork. Getting your business protected has never been easier.

  • Supported by BIX: Contractor Suite insurance is supported by BIX, our intuitive platform which allows you to customise all your insurance needs. You can now purchase your insurance policies, make amendments, and submit claims all on our one-stop platform!

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