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Post COVID-19 Vaccination coverage

We understand that the COVID-19 pandemic has brought along many uncertainties, our Hospital Care plan is here to provide you with additional peace of mind and cover you in the event of hospitalisation due to the COVID-19 vaccination^. The plan will also pay out the daily cash benefit of up to $300 per day, or up to $900 per day for hospitalisation in an Intensive Care Unit (ICU).

^Your COVID-19 vaccination will need to be administered in Singapore and approved by the Health Sciences Authority (HSA).

Here’s what you get with Hospital Care Insurance.

Your coverage at a glance.

Key benefitsCoverage amount under Preferred Plan (Maximum benefits)
Daily hospital cash[2]
(For each complete 24-hour of hospitalisation)
$300 per day
(Up to 730 days for every injury or sickness)
ICU triple cover[2]
(For each complete 24-hour of hospitalisation in the ICU)
$900 per day
(Up to 60 days for every injury or sickness)
Day surgery
(Reimbursement for day surgery expenses in a hospital up to the limits for every injury or sickness)
Up to $1,200
Emergency outpatient expenses to treat an injury
(Reimbursement up to the limits per accident for treatment of an injury within 48 hours following the accident and follow-up treatment up to 30 days from the date of the accident)
Up to $1,200
Ambulance expenses[4]
(Reimbursement up to the limits per policy year)
Up to $500
Home recovery after hospitalisation[5]
(For each day of medical leave)
$150 per day
(Up to 5 days for every injury or sickness)

Choose from three plan types to best suit your needs.

Age (years) Yearly premium
Classic Deluxe Preferred
30 days to 25 years $209.28 $303.02 $514.48
26 to 30 $223.45 $323.73 $551.54
31 to 35 $243.07 $353.16 $600.59
36 to 40 $251.79 $366.24 $621.30
41 to 45 $281.22 $420.74 $842.57
46 to 50 $285.58 $442.54 $882.90
51 to 55 $416.38 $646.37 $1,291.65
56 to 60 $419.65 $672.53 $1,343.97
61 to 65 $588.60 $941.76 $1,883.52
66^ $668.17 $1,068.20 $2,233.41
67^ $746.65 $1,194.64 $2,390.37
68^ $784.80 $1,315.63 $2,582.21
69^ $863.28 $1,446.43 $2,788.22
70^ $949.39 $1,591.40 $3,040.01
71^ $1,044.22 $1,750.54 $3,312.51
72^ $1,187.01 $1,924.94 $3,479.28
73^ $1,305.82 $2,117.87 $3,652.59
74^ $1,436.62 $2,329.33 $3,835.71
75^ $1,543.44 $2,561.50 $4,026.46

^For renewals only.
Premium rates are inclusive of 9% GST, non-guaranteed and may be reviewed from time to time.
Age (years) Monthly premium
Classic Deluxe Preferred
30 days to 25 years $18.37 $26.59 $45.14
26 to 30 $19.61 $28.40 $48.39
31 to 35 $21.33 $30.99 $52.69
36 to 40 $22.10 $32.13 $54.50
41 to 45 $24.67 $36.91 $73.92
46 to 50 $25.06 $38.82 $77.45
51 to 55 $36.53 $56.70 $113.31
56 to 60 $36.82 $59.00 $117.89
61 to 65 $51.64 $82.62 $165.22
66^ $58.62 $93.71 $195.91
67^ $65.50 $104.80 $209.69
68^ $68.84 $115.41 $226.52
69^ $75.73 $126.89 $244.59
70^ $83.29 $139.61 $266.67
71^ $91.60 $153.56 $290.57
72^ $104.13 $168.86 $305.20
73^ $114.55 $185.78 $320.41
74^ $126.02 $204.33 $336.47
75^ $135.40 $224.70 $353.20

^For renewals only.
Premium rates are inclusive of 9% GST, non-guaranteed and may be reviewed from time to time.


Be rewarded with family discount when you insure your spouse and/or your child(ren) under 18 years old under the same policy.


Number of insured persons Discount
2 10%
3 15%
4 or more 20%

Understand more about how each plan can meet your unique needs.

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Your policy toolkit.

You must:

    • Be holding a valid Singapore identification document (NRIC, Employment pass, work permit or Long Term Visit pass)
    • Be living or working in Singapore, or living outside Singapore for no more than 90 days at any one time
    • Be between 30 days and 65 years of age.

Your queries answered.

No, you can only claim under either Section 1 or 2 for the same day of hospitalization.

Yes, we will pay for the medical expenses incurred at a Chinese medicine practitioner or chiropractor due to injury as long as they are registered and have a valid practicing certificate.


List of registered Chinese medicine practitioners (http://www.healthprofessionals.gov.sg/tcmpb/en).


We will pay for treatment expenses for the injury within 48 hours following the accident and follow-up treatment expenses for the same injury up to 30 days from the date of accident.

We will only reimburse ambulance charges to transport you to a hospital for hospitalization. Other transport modes such as air ambulance or taxi is not covered.


You can only claim the ambulance expense if we are already paying you the daily hospital cash benefit under Section 1 – Daily hospital cash or Section 2 – Triple ICU cover.

For every injury or sickness, up to 730 days under section 1 – Daily hospital cash or up to 60 days under section 2 – ICU triple cover.

No, benefit ends once the policy ends.

Yes, the policy will cover you while you are out of Singapore as long as this duration is not more than 90 days in total for a policy year.

No, this policy does not cover claims arising from any pre-existing medical conditions.

No, you can only claim outpatient medical expenses for injury resulting from accidents under Section 4 – Emergency outpatient expenses to treat an injury.

No, you will not be covered for any claims arising from COVID-19 if you travel overseas against the government’s advice.

No, community hospitals do not meet the definition of a hospital under the policy which means an establishment which is registered under the relevant national laws and regulations to care for and treat sick and injured people as bed-paying patients and which:

  • has organised facilities for diagnosis, treatment and major surgery;
  • provides nursing services by registered nurses 24 hours a day;
  • is under the supervision of one or more medical practitioners; and
  • is not mainly a clinic, a secure place to care for alcoholics or drug addicts, a nursing or rest or convalescent home or a home for the elderly or a similar establishment.

There is a waiting period of 30 days if the claim is due to sickness. There is no waiting period if the claim is due to injury because of an accident.

Yes, we accept both sick leave and hospitalization leave as long as you provide a medical certificate or equivalent issued by a medical practitioner or a specialist from the same hospital immediately after the discharge. Please refer to the policy conditions for full details.

The best deals. Just for you.

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