Short-Term Group Personal Accident

Enjoy hassle-free online application and get coverage for unexpected accidents with our Short-Term Group Personal Accident Insurance.

Covers your attendees in the event of riots, strikes, assaults, disappearances or exposure to natural elements.
Coverage of up to $30,000 per attendee for accidental death or Permanent Total Disablement.
Up to $3,000 medical expenses coverage per accident (including Traditional Chinese Medicine [TCM] or Physiotherapy treatment of up to $200 per accident).
Covers both indoor and outdoor events that suit all your attendees’ needs.
Enjoy hassle-free online application and claims.
Premium rates are based on event type.

Here are some events[1] that we cover.

Flag day
Family day, BBQ event, exhibition or excursion
Walking event, shopping, sightseeing trip in Singapore
Training, seminar or course held in a classroom setting
Church activity or event
School event held in school premises
Art festival, concert (excluding crew handling fireworks)
Sport activity or event such as badminton or golf sessions, sport day telematch, team building activity involving high elements with height under 3 meters
Swimming event in a pool with presence of lifeguard
School camp and activity involving high elements with height under 3 meters
Activity held on a yacht (Singapore waters)
Exhibition and theatre performance (crew-setup for height under 5 meters)

Overview of our plan’s coverage


Description	Coverage
Territory	Events organised in Singapore.
Duration of coverage	Up to 60 days. Coverage starts: (a) from the assembly / meet-up point as organised by the organiser; (b) in the premises or venue of the event or activities organised by the organiser; and shall end once the event or activities has completed.
Event types	• Indoor Events • Outdoor Events
Extension of Cover	• Suffocation by smoke, poisonous fumes, gas and drowning • Disappearance and exposure to natural elements • Riot, strike, civil commotion, hijack, murder, and assault
Exclusions	• Pre-existing condition or physical defects that existed before start of policy • Criminal act, provoked assault, intoxication, drugs, venereal disease, or physical defect or infirmity, pregnancy • Taking part in flying or aerial activities except as a fare paying passenger • Mountaineering, parachuting, underwater activities, professional sports, racing other than on foot and other hazardous sports • Suicide, self-inflicted injuries or any attempt thereat, while sane or insane • Hazardous activities • Injury arising from flames, fireworks or any other pyrotechnic driven effects during the activities or event organised For full list of exclusions, please refer to the policy contract.

Who is this for.

For event[1] attendees from age 30 days old to 80 years old.

Your queries answered.

If the event spans over 1 month but happens in 4 different dates, may I purchase one policy for the entire event?

For event or activities organised in different dates within a month or period, please purchase the policy separately to cover different dates for the intended insured members.

Can I backdate the commencement date?

No backdating of commencement date is allowed.

What happened if the event type and venue change before commencement date?

Please write in to bix@income.com.sg with your policy number 3 days prior to the commencement of the event. Premium rates may change depending on the event type and venue.

Can I renew the Policy for another year?

There is no renewal for this product.

Print all queries

Important notes

Footnotes

1 Only applicable to events held in Singapore.

Exclusions

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important Notes

This is for general information only and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). You can find the usual terms, conditions and exclusions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Protected by copyright and owned by Income Insurance Limited.

Information is correct as at 27 February 2025.