Protect your loved ones against accidents and infectious diseases.
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Receive 24-hour global protection[1] against injuries due to accident and 21 infectious diseases[2].
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Get coverage for permanent disability due to an accident[3].
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Cover physiotherapy or psychiatric therapy expenses in the event of an accident[4].
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Cover your loved one in the event he/she accidentally injures others or damages their property.
Caring for both you and your loved ones.
Accidental death and permanent disability of policyholder
Waiver of premiums[5]
Your coverage at a glance.
Plan 1 | Plan 2 | |
---|---|---|
Key benefits | Maximum benefit limits | |
For you (policyholder) | ||
Accidental death and permanent disability of policyholder | Up to $30,000 in each insured person’s lifetime | Up to $60,000 in each insured person’s lifetime |
Waiver of premium[5] due to accidental death of policyholder | Amount of premium, up to five years in each insured person’s lifetime | |
For your loved one (insured person) | ||
Permanent disability of insured person | Up to $30,000 each policy year | Up to $60,000 each policy year |
Hospitalisation expenses due to accident | Up to $1,200 for each accident, maximum $5,000 each policy year | Up to $2,500 for each accident, maximum $7,500 each policy year |
Personal liability | Up to $5,000 each policy year |
Here's what you need to be eligible for this plan.
The policyholder must: |
Hold a valid Singapore identification document such as a Singapore National Registration Identification Card (NRIC), birth certificate, work pass or Long Term Visit Pass. |
Live in Singapore or travel outside of Singapore for no more than 90 days during each policy year |
Be the insured person’s parent or legal guardian |
The insured person must: |
Have Autism Spectrum Disorder |
Hold a valid Singapore identification document such as a Singapore National Registration Identification Card (NRIC), birth certificate, work pass or Long Term Visit Pass. |
Live in Singapore or travel outside of Singapore for no more than 90 days during each policy year |
Be between 15 days to 30 years old |

Your policy toolkit.
Brochures
Policy conditions
Other documents
Your queries answered.
Parents of children with Autism Spectrum Disorder often encounter difficulty obtaining insurance coverage for these children. SpecialCare (Autism) is an insurance plan specially designed to give financial protection to this specific group. Besides having the common features of a personal accident insurance plan, this plan also offers customised benefits such as paying for medical expenses to treat specific infectious diseases (e.g. hand, foot and mouth disease and dengue fever), paying for physiotherapy and psychiatric treatment when the child suffers trauma after an accident; and waiving the premium for five years if the parent or legal guardian of the child/ward meets with an accident and dies.
You can buy our SpecialCare (Autism) plan even if your child is covered by Medishield Life. This is because this policy pays for outpatient treatment when your child suffers an accidental injury or contracts an infectious disease which is generally not covered under a Medishield Life plan. It also helps to pay for part of hospitalisation expenses that falls within Medishield Life's deductible or co-insurance limit.
SpecialCare (Autism) plan also provides unique benefits such as physiotherapy and psychiatric therapy, personal liability. More importantly, it is designed to provide coverage for your child as most insurance companies will decline acceptance for insurance coverage.
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Footnotes
- You and the insured will be covered while in Singapore and while outside of Singapore for no more than 90 days during each policy year.
- Please refer to the policy contract for the list of 21 infectious diseases. We do not cover any infectious disease which has been announced as:
a. an epidemic by the health authority in Singapore or the Government of the Republic of Singapore; or
b. a pandemic by the World Health Organization (WHO), from the date of such announcement until the epidemic or pandemic ends. - We will pay this benefit if the insured person is permanently bedridden or permanently disabled within 12 months from the date of the accident. This benefit limit is applicable under Plan 2. It is subject to the scale of compensation as shown in the policy contract.
- We will pay this benefit provided the insured person needs the physiotherapy or psychiatric therapy within 90 days from the date of accident.
- Premium will be waived for five years starting from the next policy year, if policyholder dies within 12 months from the date of the accident. This is provided that we accept the renewal of the policy. This benefit only applies to policyholders who are not the insured person, and not above 75 years old at the start date of the policy.
Exclusions
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
Important Notes
This is for general information only. You can find the usual terms and conditions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period, and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this plan.
Information is correct as at 14 February 2025.
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