Optional child and student care expenses[5] benefit at $18.33 per year
Get childcare fees reimbursed if your insured child is hospitalised or on certified medical leave due to an injury or infectious disease.
Get coverage for accidents and infectious diseases¹
with PA Secure².
Optional child and student care expenses[5] benefit at $18.33 per year
Get childcare fees reimbursed if your insured child is hospitalised or on certified medical leave due to an injury or infectious disease.
Safeguard your planned trips with Event and staycay expenses[6] optional benefit at $18.33/year. Get reimbursement due to hospitalisation.
Enjoy more savings when you insure your loved ones. A family plan[7] provides coverage for you, your spouse, and an unlimited number of dependant children[8] at no additional premium.
Enjoy the flexibility to choose between an individual, couple[9] or family plan. You can also choose to insure your child only with an individual plan.
For a more detailed look at what you are covered for, you may view the full coverage information here.
Benefits | Maximum benefit (S$) per insured person | ||
Plan 1 | Plan 2 | ||
Section 1 | Accidental death | $50,000 | $100,000 |
Section 2 | Permanent disability (per policy year) | $50,000 | $100,000 |
Section 3 | Medical expenses for injury due to an accident or infectious disease (per incident) | $1,000 | $2,000 |
Section 4 | Daily hospital income (per day; up to 50 days per policy year) | $50 | $100 |
Optional Benefits | |||
Section 5 | Child and student care expenses (per incident) | $500 | |
Section 6 | Event and staycay expenses (per policy year) | $500 |
Yearly Premium | ||
---|---|---|
Main Plan | Plan 1 | Plan 2 |
Individual | $92.82 | $146.22 |
Couple | $176.37 | $277.84 |
Family | $266.18 | $420.98 |
Optional benefits: top-up amount for premiums | ||
Child and Student Care Expenses | $18.33 per insured person | |
Event and Staycay Expenses | $18.33 per insured person |
Monthly Premium | |||
---|---|---|---|
Main Plan | Plan 1 | Plan 2 | |
Individual | NA | NA | |
Couple | $15.37 | $24.20 | |
Family | $23.18 | $36.67 | |
Optional benefits: top-up amount for premiums | |||
Child and Student Care Expenses | $1.59 per insured person | ||
Event and Staycay Expenses | $1.59 per insured person |
You can sign up for PA Secure if you hold a valid Singapore identification document and are between 15 days and 65 years old.
We may continue cover for you up to 75 years old at a reduced sum assured, and we may apply new terms; depending on our decision and if you pay an extra premium.
Your queries answered.
Application
The age limit is 65 years old based on last birthday. For children age 15 days old to 15 years old, parents/guardian must be the proposer.
You can be insured as a child under this policy if you are:
• under 18 years of age; or
• under 25 years of age, unmarried and not on full-time employment; and are primarily dependent on the policyholder for maintenance and support. For example, full-time students or national servicemen.
Yes, you can purchase this policy as long as you are a Singapore PR or hold a valid Employment Pass, Work Permit, Long Term Visit Pass or Student Pass.
You can cover yourself and/or your spouse, as well as unlimited number of your dependent children who are:
Yes, you can cancel this plan by notifying us via email at pline@income.com.sg or call us at 6788 1777. The cancellation will take effect from the date we receive your request.
For cancellation after the 14-day free look period, we will work out and refund the premium as follows if no claim has been made under this policy.
(Period of Insurance (in days) still left to run)/(Original period of insurance of the policy) x 85% of the premium paid
We will not refund any premium below $37.80 @ 8% GST from 2023, $38.15 @ 9% from 2024.
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^Promotion terms and conditions apply.
This is for general information only. You can find the usual terms and conditions of this plan at income.com.sg/pa-secure-policy-conditions.pdf.
All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period, and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this plan.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 1 March 2025.
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